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<title>DavidCadogan.ca Forums Topic: hastily signed.</title>
<link>http://davidcadogan.ca/bbpress/</link>
<description>DavidCadogan.ca Forums Topic: hastily signed.</description>
<language>en</language>
<pubDate>Thu, 23 Jul 2026 11:50:10 +0000</pubDate>

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<title>olpsdf036571 on "hastily signed."</title>
<link>http://davidcadogan.ca/bbpress/topic.php?id=290195&#038;page#post-317394</link>
<pubDate>Sat, 21 Nov 2015 16:17:07 +0000</pubDate>
<dc:creator>olpsdf036571</dc:creator>
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<description>&lt;p&gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Rear two cars belonging to the same owner, the same day, two strangers lent a friend. Police courtesy&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Suzhou Wujiang two know each other by the same driver he happened to a friend of the two cars, but coincidentally, two cars rear-end collision actually occurred. This bizarre accident insurance claims when in trouble, the insurance company under the disclaimer that the driver of the car, although the two are not the same person, but the owner is the same person, to assume that a car accident, &quot;no third party&quot; and reject payment .&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;In this regard, the parties do not recognize the drivers and vehicle owners, is now a lawyer in preparation for prosecution.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Yangzi Evening News reporter in the interview that, lawyers, CASE, and even police investigators, the courts,&lt;a href=&quot;http://store.shopping.yahoo.co.jp/1pia/rn0892-vitlu-camme.html&quot;&gt;http://store.shopping.yahoo.co.jp/1pia/rn0892-vitlu-camme.html&lt;/a&gt;, in the insurance contract, the disclaimer of understanding, also vary, resulting in the emergence of such cases &quot;codefendant different sentence&quot; results .&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Evening News trainee reporter in all media correspondent Su Yunyang son Xue Ma Yi&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Bizarre accident&amp;lt;br&amp;gt; &amp;lt;br&amp;gt; &amp;lt;br&amp;gt; &amp;lt;br&amp;gt;The driver did not know each other two-car rear-end borrowed from the same person&amp;lt;br&amp;gt; &amp;lt;br&amp;gt; &amp;lt;br&amp;gt; &amp;lt;br&amp;gt;The insurance company exclusions, the owner had to prepare a lawsuit&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;At 16:30 on September 9, 2014 or so, occur near Suzhou Wujiang Nan tricyclic holy pond with two-car collision accident. Police investigation that Shimou Su EV76 ×× car when driving, because sleepy doze, accidentally hit the front of Wang Su EB35 ×× driving cars, two trucks after rear-end damage are larger. Police investigators inspect two cards when Chen Renjie, surprised to find that the registered owner of two cars on the driving license was actually the same person. Further asked that the original owners Cai day two cars were lent to the two friends know each other. Interesting scene also took place during the original debate was almost beat up Shimou and Wang,&lt;a href=&quot;http://people.lis.illinois.edu/~unsworth/courses/bestsellers/search.cgi&quot;&gt;http://people.lis.illinois.edu/~unsworth/courses/bestsellers/search.cgi&lt;/a&gt;, that same car borrowed from a friend, and quickly, &quot;died down.&quot;&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Chen Renjie thereafter given responsibility for the accident Confirmation that the Soviet EV76 ×× Shimou driving car full responsibility. When the owners Cai claims to insurance companies, was the insurance company exclusions. The insurance company said, although two drivers know each other, but people on the two vehicles driving license is the same. In the insurance exemption clause insurance company, if the responsible party and the victims are the same person, there was no third person, the insurance company can exclusions. &quot;Although the two driver of the car is not the same person, but the owner is the same person. So we concluded that the accident no third party should be exclusions.&quot;&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;For this statement given by the insurance company, Cai considered unfair. Currently, Cai has been ready to hire a lawyer to sue the insurance company.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Police officers deal with the incident Chen Renjie said similar incidents have repeatedly, insurance companies are exclusions or loss only to lose a car.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Similar case law different sentence&amp;lt;br&amp;gt; &amp;lt;br&amp;gt; &amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Kunming: Court upheld the insurance company exclusions&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;2011, Kunming Anning City, a quarry owner, for his company's 40 trucks with an insurance company to insure. One in which two cars coming together,&lt;a href=&quot;http://www.appaltipubblici.it/link.php&quot;&gt;woolrich outlet milano&lt;/a&gt;, the insurance company does not appear when a third party claims on the grounds exclusions. September 14 that year, the Kunming Intermediate People's Court case in support of the insurance company exclusions.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Kunming Intermediate People's Court held that the definition of a third party to pay high insurance refers to persons insured motor vehicle the vehicle, the victim is a person other than the insured. And &quot;Insurance Law&quot; has not the concept of a third party will be clear. Accordingly, the Kunming Intermediate People's Court upheld the original verdict.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Guangdong Meizhou: court the insurance company for compensation&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;December 23, 2012, the Guangdong Meizhou Meixian truck boss Xie name two cars collided. In July this year, Meizhou City, Guangdong Province, the Intermediate People's  made the final decision, rejected the appeal and upheld the original verdict, the insurance company within the limit of third party liability insurance business to pay compensation according to duty.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Meizhou Court held that motor third party liability insurance is designed to ensure access to benefits from the insurer hurt when a third party due to traffic accidents, in order to protect the interests of third parties are not specific. Mr. Xie is not in the van, was injured on the ground when the accident occurred. Therefore, Mr. Xie is both trucks are insured, also truck traffic accidents when the &quot;third party.&quot;&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Terms dispute&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;&quot;Compulsory traffic accident liability insurance contract&quot; provides: traffic compulsory insurance contract is the result of the victim being insured motor vehicle traffic accidents suffered personal injury or property damage, but does not include personnel on board the vehicle insured motor vehicle, Insured.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;&quot;Third party liability insurance contract&quot; clear: third party refers to the insured motor vehicle accident victims, but does not include insurance of motor vehicles of the board staff, the insured.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Parties say&amp;lt;br&amp;gt; &amp;lt;br&amp;gt; &amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Insurance company: terms approved by the competent authorities&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;An insurance company, a department manager of Suzhou Ma Xiang (a pseudonym) told the Yangtze Evening News reporter,&lt;a href=&quot;http://www.arret-net.fr/link.php&quot;&gt;moncler pas cher&lt;/a&gt;, &quot;according to the cross-strong insurance and liability insurance provisions, since this accident two cars in Cai name,&lt;a href=&quot;http://www.sulmetais.com.br&quot;&gt;http://www.sulmetais.com.br&lt;/a&gt;, the insured person is Cai He was excluded from the &quot;third party&quot; and therefore can not be compensated. &quot;&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Manager Ma said that the exemption clause in the insurance contract also stipulates that the owner of the same immediate family or two cars collided, and loss collide with a unit under the name of the vehicle, the insurance company will exclusions.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Manager Ma said that the insurance contract by the insurance company is to develop,&lt;a href=&quot;http://japan.renesas.com&quot;&gt;http://japan.renesas.com&lt;/a&gt;, content is obtained CIRC approval and recognition. The development of such a disclaimer, for many reasons, but one thing is to prevent potentially fraudulent. However, the Manager Ma also admitted that they found potentially fraudulent people now are numerous,&lt;a href=&quot;http://www.davidmurry.com/class.php&quot;&gt;louboutin femme&lt;/a&gt;, but own their own car almost hit by a car no.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Lawyer: clause &quot;third party&quot; controversial&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;'Insurance contract' third party ', it should be a non-specific object, the rear of the vehicle (front drive) for the car should be in terms of a' third party ', in this particular case, the owner also transformed as 'third party', should be compensated. &quot;Lawyer Nizhi Han Su Huawei believes that the insurance company exclusions practices across the board, in fact,&lt;a href=&quot;http://www.orangesite.it/temp.php&quot;&gt;piumini moncler&lt;/a&gt;, is to reduce their operational risks based on the detriment of consumers above, is not legal.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;&quot;I think, 'third party' has nothing to do with the owners identity.&quot;  said, &quot;Suppose someone has a fleet of 1,000 vehicles, and that the probability of a collision of two vehicles will increase according to the insurance company's practices,&lt;a href=&quot;http://disqo.captainhirafu.com&quot;&gt;http://disqo.captainhirafu.com&lt;/a&gt;, then This person will be forced to find another 999 people, in 1000 in the name of different insurance, they will make their own insurance interests are protected, which is obviously very absurd. &quot;&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;CASE: The format is a legally binding contract&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Suzhou City Consumer Protection Committee staff  in an interview with reporters, said the insurance company that the contract is a contract format, though it is the insurance company's own making, but the Insurance Regulatory Commission has been approved, they can only think that these Disclaimer is in line with the provisions of, the owner can only work under the contract. Unless the Supreme People's Court issued the relevant judicial interpretations, also will introduce the relevant provisions of the CIRC, etc. With this legal basis,&lt;a href=&quot;http://tys05qh88.05qh.com/forum.php?mod=viewthread&amp;#38;tid=389379&quot;&gt;http://tys05qh88.05qh.com/forum.php?mod=viewthread&amp;#38;tid=389379&lt;/a&gt;, they will be able to defeat this disclaimer. &quot;Of course, since this disclaimer has been recognized by the higher regulatory authorities, it means that its existence is reasonable, even if there are unreasonable, only slowly adjust and improve practice in the future.&quot;&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Reporter survey&amp;lt;br&amp;gt; &amp;lt;br&amp;gt; &amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Liu Cheng respondents do not know &quot;disclaimer&quot;&amp;lt;br&amp;gt; &amp;lt;br&amp;gt; &amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Even considered unreasonable,&lt;a href=&quot;http://tatunet.ddo.jp/rabbit03/bin/simplef/apeboard_plus.cgi?command=read_message&amp;amp;msgnum=96/&quot;&gt;http://tatunet.ddo.jp/rabbit03/bin/simplef/apeboard_plus.cgi?command=read_message&amp;amp;msgnum=96/&lt;/a&gt;, the owner can only accept&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Yangzi Evening News reporter random survey of 20 owners, asked about their understanding of this &quot;disclaimer&quot; found 20 car owners have 12 owners said &quot;do not understand&quot;, which has seven &quot;does not understand what is the disclaimer meaning&quot;.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;20 owners, and has more than a private car owners have six, which six owners are actually no one really understood the content of this disclaimer and legal effect.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;For this &quot;disclaimer&quot;, one of the owners that this is too unreasonable, he always thought insured auto insurance on worry-free. There is also an owner, he said home hit by a car, after all, their own car is a small probability event, after careful wants.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Yangzi Evening News Reporters also learned that most of the owners in the purchase contract of insurance are simple look, hastily signed.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;A carefully read the disclaimer owner Mr. Shi told reporters: &quot;Before I sign a disclaimer ago, but the insurer told me it does not matter, all of the contracts are such as appendicitis in the hospital open. hospital also let you sign on as a single surgical risk. &quot;Mr. Shi on the spot that this is terms of the King, but if you do not agree with this disclaimer, it can not buy commercial insurance, so only reluctantly accepted.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;How to deal with&amp;lt;br&amp;gt; &amp;lt;br&amp;gt; &amp;lt;br&amp;gt; &amp;lt;br&amp;gt;A few cars,&lt;a href=&quot;http://www.arret-net.fr/link.php&quot;&gt;doudoune moncler femme&lt;/a&gt;, do not be registered in the name of a person&amp;lt;br&amp;gt; &amp;lt;br&amp;gt; &amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Spouses can be considered &quot;the same one&quot;,&lt;a href=&quot;http://www.m-pep.org/spip.php?article4006&quot;&gt;http://www.m-pep.org/spip.php?article4006&lt;/a&gt;, to avoid&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Now the social and economic development, a family owned several car situation is more common, so a person's vehicle is involved in grazing inadvertently, how to strive to maximize the compensation?&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Manager Ma said the insurance company said that during the time the insurance company for compensation, usually only see two car owners whether the same person. If a family has a few cars, it is best not registered in the name of the same person, which may be registered in a sibling or parent name, so that you can circumvent the restrictions on the insurance policy. &quot;Third party&quot;. But it can not be registered in the name of the spouse as marital property is shared, on the up with one or the insured.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;In addition, the insured before the insurance, you can also have the case of two cars under the name of the insurance company made it clear that, in order to reach their own vehicles collided payable under special agreement with the insurance company.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;If the same name of the owner of two vehicles collided and there is no special agreement, in the claims, should be chosen as the loss of the more serious claims car vehicle.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Another unnamed insiders &quot;Weapon&quot;: for claims maximize, do not say that the two vehicles involved in a collision, directly told the insurance company is 2 from bicycle accidents. As long as the owners insist, the vehicle is in motion the process, since the accident occurred in the owner's own negligence, the owner bears full responsibility, the insurance company will generally claim.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;(Original title: too clever, rear two cars are the same people borrow trouble, the insurance company refused to compensate)&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;
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