tvb136s69 on "hogan donna the Chinese adult population"

tvb136s69 — Sun, 06 Dec 2015 21:50:09 +0000

while real estate accounted for only 34.1%. Household wealth is an important part of social wealth, the distribution of household wealth directly reflects China's current equity situation of social wealth, but also reflect the potential for social consumption, investment and savings to a certain extent by the configuration status of household wealth. As the main social production and consumption of the middle class as well as the size and the proportion of their wealth is directly related to the potential quality of China's economic development and future of the economy. Although Credit Suisse Wealth Report is far underestimated the scale of China's population and wealth of the middle class, but it is undeniable that Credit Suisse Wealth Report draws our attention to the current situation of China's middle class. From the total point of view, China is like a middle-class country, but whether it is wealth and population are far less than the proportion of developed countries. Family wealth distribution structure and more was "pyramid.

Therefore, China's wealth data also can only be called "speculative data." Can not be ignored is that China from 2000 to 2015 15 years, both the macroeconomic situation or household asset structure have undergone great changes, based on the results from the 2000 data speculation difficult to convince people.And China's "speculative data" is different from the United States and Japan, the wealth of data is through the official data and household survey data measured directly, are "basic data." Japanese data from the Japanese national household income and consumption survey (2009), US data from the US Consumer Finance Survey (2013). Obviously, the "basic data" credibility is far higher than the "speculative data."In fact, China does not lack of family microeconomic survey data. Starting in 2011, Survey Research Center, Chinese household financial Southwest University of Finance through scientific sampling survey instruments and modern China already has launched three rounds of household financial survey (ChinaHouseholdFinanceSurvey, referred CHFS), as well as several rounds of quarterly telephone interviews, success the establishment of family financial database with nationally representative. By the end of September 2015, the center completed a third round of household survey, a total of more than 40,000 households to collect samples for the analysis of Chinese household wealth provides a rich and reliable information.So.

the Chinese middle class, how many persons do?The number of Chinese middle class is undervaluedCredit Suisse Wealth Report per person has 50,000 to $ 500,000 of net worth to define the middle class adults. Such a middle class standard is not high. Thus, the conventional netizens exclaimed "averaged",hogan napoli, "drag" The difference is, this time users who have indicated that, "If wealth as long as reached $ 50,000 is the middle class, that I can be considered the middle class." In fact, the standard of the middle class is not unique. For example, Forbes magazine has announced that she is a middle-class standard: living in the city; between 25 to 45 years old; have a university degree; professionals and entrepreneurs; annual income between $ 10,000 to $ 60,000.Here, we middle-class standards to Credit Suisse Wealth Report estimates the number of Chinese middle class. In accordance with 50,000 to 500,000 US dollars of net worth, CHFS latest survey data show that in 2015, the current adult population Chinese middle class accounted for the proportion of the adult population was 20.1%.

much higher than Credit Suisse estimated 10.7%; middle-class adults The average wealth of about $ 139,000, far higher than Credit Suisse estimated $ 68,000. According CHFS data projections, the number of Chinese middle class adult population should be 204 million people, rather than 109 million people, while in the hands of the middle class should also be total wealth of $ 28.3 trillion, not $ 7 trillion, far more than the United States and Japan's $ 16.8 trillion and $ 9.7 trillion.Therefore, whether it is the middle class population size, or the total wealth of the middle class, China has leapt to the world top.Of course, while the Chinese middle class in the overall scale has obvious advantages, but there are two features worth noting: first, the per capita wealth of the Chinese middle class is $ 139,000, less than US $ 184,000 and $ 157.

000 Japan. The absolute number of Chinese middle class is far higher than the estimated number Although Credit Suisse Wealth Report, but accounted for only 20.1%, far lower than the United States, 37.7 percent and Japan 59.5 percent. Second, the proportion of different sectors of China and the United States and Japan are also very different. As shown, the Chinese adult population, very small part of people crossed the high threshold of wealth, more than the middle class standard of moderate wealth, the population accounted for only 1.0%. In the United States, the ratio was 12.3%, Japan 9.1%. At the low end of the wealth pyramid, China 78.9 percent of the adult population still does not meet the minimum standards of the wealth of the middle class. According to Credit Suisse's estimate, the ratio was 50.0% and 31.4% respectively in the United States and Japan. If the structure of an ideal distribution of wealth as "olive", then Japan is relatively closer to this model, and China belong to the uneven distribution of wealth "pyramid."The middle class wealth too dependent on real estateWealth and asset structure size different affluent Chinese are also significant differences. First, the average wealth of low-wealth adults, only $ 11,000, from the middle class standard of $ 50,000 is still far. Second, the wealth of the middle class in the real estate allocation ratio is too heavy, up 79.5 percent, while the proportion of financial assets is too low, only 10.8%. And the Chinese people prefer real estate, the American and Japanese families are more willing to participate in financial markets. According to 2013 US Consumer Finance Survey (SCF) data, US household financial assets accounted for 40.8%.

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tvb136s69 on "hogan donna the Chinese adult population"