9g1oS4A0S4 on "in 2009"

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The picture shows the Bank of defaulted student loans college students' information. (Picture) Our reporter Liu Newspaper intern Gu Zhongming "Grants the loan repayment situation is not ideal, we had bad bank loans, Yangpu District, only more than 1100 million." Agricultural Bank of China Shanghai Wujiaochang branch president Chen Xin said. "Legal Daily" reporters that in recent years,https://gair.media.gunma-u.ac.jp, student loans to help poor students complete their studies, but after graduation was "forgotten", often because they do not yet appear student loans by banks to court events. Only the first half of this year, the Shanghai Yangpu District People's Court received the relevant bank indicted a total of 540 loan contract disputes, require students to pay principal and interest immediately. "Lucky" to become "old Lai", this phenomenon has aroused widespread concern. Yearly student loan dispute Disputes arising from the Loan have occurred in all parts of the country, but because colleges and universities gathered in Shanghai Yangpu District, more focused kind of lawsuit. Yangpu District Court, according to Zhai Jun President introduced five people, in 2008, the Yangpu District People's Procuratorate received a total of 201 student loan disputes; in 2009, received a total of 828 student loan disputes, an increase of 312%. Graduates of the accused, the arrears mostly between 5000-10000 yuan. Litigation involving more than a dozen colleges and universities students from Fudan University, Tongji University, East China Normal University. It is understood that these loans are not yet the case led to the huge losses banks. Bank of China Shanghai Wujiaochang branch president Jiang Bo said: "By the end of June this year, the adverse balance of 6.8 million yuan, poor rate of 3.91%." In banks face losses, some students have been assigned to blacklist credit system - once student loans did not return, eight years, its lending in all banks in China will be limited, "integrity tainted" will keep the personal future, including bank cards,http://store.shopping.yahoo.co.jp/hanpura/gh-0029.html, auto loans, mortgages, and other matters abroad severely affected. Unable to repay is the main reason Two years ago, Hu Wei Fudan University MBA program because student loans to banks 30,000 yuan. In March this year, he was also accused of arrears not on the court. Originally, Hu Wei shortly after the MBA, they begin to start their own website. He invested large sums of money and energy on the site, and even resigned from the monthly salary of a few million jobs. But its initial venture has gone through many twists and turns, in order to operate the site, he had to sell their assets,hogan outlet online, mortgaged his house, owed a large debt, even with his wife divorced. It is understood that the borrower's student loans are mostly poor students from needy families. In recent years, due to the impact of the financial crisis, coupled with the number of graduates has increased every year, the employment situation is not ideal and space, resulting in a lot of student loans difficult to successfully find a job after graduation, so many students can not afford the defendant to pay the arrears. This is caused by an increase in student loan disputes every year the most important reason. Zhai Jun said that the vast majority of students were not taking into account the loan is not malicious, the court is still in line with the principles of humanity, will coordinate the bank to extend the repayment period. For the near future is indeed weak student loan according to the contract, to provide an effective guarantee in its case, to convince the bank to withdraw,scarpe hogan, for the financing of student loans a reasonable time. No shortage of malicious deadbeat Although most students are not able to pay the loan to pay off the loan due to objective reasons, however, some of these are holding "white is not no loan loans, but also the White also has" attitude of college students. Data show that in 2008, the Yangpu court concluded 201 cases, the judgment only three; in 2009,doudoune moncler femme, 828 cases in the judgment are 13, others are mediation withdrawal. In the judgment of the few cases, students without exception, all the losing party. Xie Ling is a graduate of Tongji University, when she was summoned to appear in court the court, I saw her a brand name, dress trendy, trendy hairstyles, high-heeled shoes,moncler outlet italia, LV sachet, just like a senior white-collar image, which inevitably eye-popping - a good family,http://www.postyourshavedpussy.com, after she graduated from college two years, actually has defaulted student loans of more than 10,http://yushinet.cn/forum.php?mod=viewthread&tid=1856,000 yuan, although the bank repeatedly Dunning, but she has no intention of repayment. The judge asked the reason and loans, Xie Ling said, is not enough pocket money in college, the family has refused to give,http://www.parisiensautrement.com/spip.php?article41, see a lot of students have applied for a student loan, she will try to make the application, the result is easy to Through the audit,http://www.sugowaza.jp/reports/get/1/9150, to get the million loan. In fact, after graduation Xie Ling he had already found a monthly salary of 3,000 yuan work. Loans of $ 10,000, should be able to pay off several times, but she steadfastly refused repayment:. "I was 'paycheck to paycheck', I have no money, not out." Improve policies in order to break the deadlock According to Human Resources and Social Security statistics, in recent years, unemployed graduates in the country deposited about 480 million people, plus universities graduates in 2010, this year's students need the employment of millions of people, many of whom rely on Loan poor students to go to school. In this case, college students may be no choice but to become "old Lai." To this end, Yangpu District Court design a "judge this book" to the judge on behalf of the students and arrears "equal to communicate and exchange",http://zjjwlsc.com/news/html/?16816.html, in which both the accused students encounter expressed understanding, compassion, while also focusing on the legal consequences of the release bright, warm reminding students should pay off debt as quickly as possible,http://demo10.moonfoci.com/bbs/viewthread.php?tid=307485&extra=,louboutin femme, so as not to affect the credit history lead to future inconvenience. According to statistics, in the Yangpu District Court, 30% of disputes by means of "judge this book" has been resolved. After a lot of debt students receive a "judge this book", and the judge or the bank have direct contact. After many more parents of students receive a "judge this book", actively supervise their children to get in touch with the provincial court work, negotiation solution. Temporarily unable to repay some of the financial difficulties of students, but also actively contact the judge, wants the court to assist in negotiating with banks to extend the repayment period, the future will soon have the ability to repay the loan. Some analysts believe that China's current system of student loans in repayment time requirements "across the board", the reality proved suited to various situations encountered College Students after graduation, "Affections system should" and improve various policies is The key to break the deadlock. In order to prevent the roots from student loan disputes, Yangpu District Court against the Bank and schools exist in issuing loans, registration information, and other graduates of some loopholes were issued to the Shanghai Branch of China Banking Regulatory Commission and the Shanghai Municipal Education Commission on July 12 justice proposals, recommend the school to further strengthen the policy advocacy and integrity of education of student loans, the initiative to provide graduates employment units first name and contact information, we recommend that the current provisions of the bank "graduation one or two years after the start of repayment, six years to pay off "to modify" within eight years to pay off, "and so on.

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9g1oS4A0S4 on "in 2009"