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5cbaj6qwam — Sat, 12 Mar 2016 14:36:50 +0000

Recently, a type of black humor dumbfounding news: 17 years ago, Huang Dabo do a rural social pension insurance, the results can only receive two dollars a month now - and not be able to buy a cucumber of a green onions. A matter reported by the media, was friends dubbed "the most cattle pension,taglio capelli," he said. After the crowd we all have to worry about starting their own pensions, fear soaring CPI and negative interest rates will not put themselves into another Huang Dabo. In this regard, the insurance industry sources, commercial pension insurance may also not insured. Pekingese and Social Council official said, without unfounded, two yuan pension is the case, the current pension of urban and rural residents in Beijing has reached an average of 400 yuan. ■ event playback 17 years ago today brought into the pension insurance 2 yuan per month In 1995, the monthly wage lives Taizhou, Zhejiang Jiaojiang District of only 70 yuan, he spent 200 yuan, "heavily" to his wife and son into the rural social endowment insurance. 17 years later, Huang Dabo find out, he took the wife either choose a one-time total of 300 yuan pension, or to accept only get $ 2 per month pension. 12 yuan monthly pension was promised by the Government why shrunk to 2 yuan? Jiaojiang District Social Security Center Deputy Hung explained that at the time of this pension was introduced by the state departments of civil affairs, generally called farmer Paul, in fact, it is a farmers' savings accumulated pension formula. According to estimates of the annual interest rate was 12 yuan per month pension, but has been decreasing in recent years,Should You Even Consider DUBturbo If You’re A Music Producer, bank interest,sQ51BvoL4R, the results led to a "two dollars pension" come out. ■ sound public "Non-civil servants are likely to 'Huang Dabo'" Miss Zhao (Beijing white-collar workers): I want to feel a sense of security, what kind of insurance to buy useless,TC9exOfRK9,ciocca di capelli, if not civil servants, everyone may become a "Huang Dabo." Take for instance our family, my mother is a retired former civil servants family level, there are currently more than 3400 yuan per month retirement pay, but also rose, up a few hundred dollars every time. In our small city that, in general wages 2,000 yuan, like her income at the local level had a very sufficient "dignity"; the grandfather, the county level cadres, higher retirement pay, there are five thousand yuan; and I dad, number one state-owned enterprises, he said to the retirement age of 60, when the pension can only get 2,000 yuan; grandmother, a retired director of the department of the hospital, the current pension also only 2000 yuan succeed. This reality makes me depressed. Like my father and my grandmother, before retirement are considered "successful", but a retirement income levels and new employees as their unit. I like ordinary workers, retirement was badly into what ah? Some people say "a monthly income of 7500 yuan insecurity", if the pension "dual track" without reform, even if the monthly income of two or three million, there is no sense of security! "Old people can not afford rising prices" Ms. Cao (Beijing white-collar workers): I've seen that "two yuan pension," the news, I think not only that section of the insurance design issues, is the cause of more price increases. I was three years ago into a commercial insurance dividends, more than 4,000 a year to pay, pay 30 years. In accordance with the expected benefits, after the expiration of insurance would be able to receive 380,000 yuan. But over the years prices have gone up so fast, and so this insurance expires, even if true, can receive 380,000 price level a few years later, a few months will not be enough food money into another "Huang Dabo"? Hard to say. But do not buy insurance, deposit receipts worse, stocks equal to throwing money, little hope of social security. At present the company to pay workers according to the minimum standard full insurance, retirement money to simply not guarantee living standards do not drop, the company has nothing to add commercial insurance, can not afford to really sick old can not afford. In short, the "system" people outside, there is a variety of injuries can not afford. Compared insurance does not "insurance", I am more worried about rising prices,Acting Auditions – What You have to Realize, or inflation may make our lives lose protection. "Because social security is low, the elderly sick can not afford." Zhang Xingui (Changde City, Hunan a town resident): $ 2 monthly pension? There is such a thing, obviously bully people! I have to ask back to the town government people, look we do not have social security so it is not comprehensive and balanced. Our county last September launched a pilot pension insurance for urban residents, like me, did not work unit, can not participate in basic pension insurance for urban residents to participate in most insurance. I nearly 70-year-old father of first sexual intercourse for three thousand dollars, he would receive 800 dollars a month. There are not a lot of the social security, pay some money, some get too low. The town appeared on social security after the elderly to buy, get money too low, after it had had an illness does not go himself ingesting pesticide dead. ■ authoritative interpretation " 'Two yuan pension' is the case." Kui Shu Yung (Director Pekingese Social Council of urban and rural old-age insurance office): Netizens completely unnecessary worry, a little unfounded. Two yuan pension is very extreme cases, people do not need to worry because such a news whether their pension will be substantially diminished. First, the only farmer Paul, the pilot is personal savings accumulated pension formula relies entirely on the individual, and not the insured person subsequently adjourned to pay in 2009, since the implementation of the new national social security is not only so two dollars. New agricultural insurance in the national unity provides the minimum amount of basic pension of 55 dollars,NsQWL0yFY1, will increase the part of local financial standards form the basis for pension on this basis, plus pension personal accounts together constitute residents' pension insurance. Case Study of Beijing, the Beijing government pension burden of urban and rural residents reached 330 yuan is now standard, plus the central government subsidy of 27.5 yuan personal account income and residents of Beijing issued an average urban and rural residents reached 400 yuan pension. In short,k1KWowNsjY, there is a national basic pension related institutional arrangements, as will economic and social development and improved, the residents do not have to worry about inflation and other pressures brought about by the pension problem. ■ scholars view "Need to be resolved before the pension dual track" Yang Yan Sui (director of Tsinghua University, Employment and Social Security Research Center): "2 dollars agricultural insurance" aspect of social security news just a small legacy, is not representative, should be concerned about the current social security pension Equity pattern, such as has been widely criticized pension "dual system." Enterprises and workers 28% contribution rate, but only in exchange for 1362 yuan pension (2010 enterprise retirees covered by the per capita pension of 1362 yuan), also higher than the national minimum wage of 200 yuan; organs, institutions,V5VOwUfRwV, staff do not pay, but it can generally have at least three or four thousand pension. Fair or not you say? Enterprises such a high contribution rate, but due to the payment of social security reform before retirement "old regime", when early retirement of a large number of state-owned enterprises "human system", and now gradually retired workers, the burden is very heavy, how the treatment will be high . "Dual track" is formed for a long time: In the 1990s, companies included in the social security form a "combined with system account" pension pattern; and organs and institutions not included in the system, the state finance pensions still unified payment. More serious is the current institutions and the civil service pension reform no progress in some areas, organs and institutions and corporate pension "scissors" signs are still expanding. To solve the problem of two-track system, China should end soon completely dependent on taxpayer money public sector pension backwardness, the first of the public sector,y3thpBLH10, agencies and institutions pension reform, in order to promote the restructuring of China's pension. Now the public sector in most countries of the world and enterprise workers pension are integrated together, and all the old man made a basic pension, and then to reflect the difference through personal accounts. In short, to change the pension "fragmentation" and "poor treatment" phenomenon should gradually to plate-type "national basic pension co-ordination" and "national personal pension account" paradigm shift. Wherein the central co-ordination of the national basic pension, regardless of status, should be treated the same. Welfare is rigid and can not fluctuated, but it was not high was low, this is the future direction of China's pension reform. ■ The industry view "Commercial pension insurance may not be insured." Wang Ming Fang (Insurance industry sources): My own insurance company in 1996 to a pension insurance, pay 160 yuan per year, he has been handed by 2028. From the beginning I was 55 years old, I can receive $ 300 a month pension until death. From my own point of view, a total of 32 years paid 5120 yuan, 300 yuan per month to receive, only 17 months,extension capelli prezzi, less than two years will be able to get back the principal. But from the perspective of the insurance company, they get funds from my hand is the result of 32 years of rolling and benefits, so I can 55-year-old pensioner,extension cheveux tresse, my 1996 post its first 160 yuan have been lying in the bank for 32 years, the light will be able to go far beyond the principal interest 160 yuan, this is the real insurance company profits to the place. Commercial pension insurance insured amount is fixed at the time of the insured, will not change over time, it will not rise and fall with changes in bank interest. I am 55 years old can get $ 300 per month, the amount insured in 1996 when he identified. However,extension a clip, in 1996, working-class monthly income of five or six hundred dollars, but $ 300 is roughly equivalent to half a month's wages. By the 2028, 300 yuan can be stronger than 2 yuan pension to go? Eat KFC? Plus a dozen liters of oil? Hard to say. Therefore, commercial pension insurance to the old insurance not insurance, it is not just about the amount of energy received, there are many factors. If this calculation, commercial pension insurance to old really there may be without insurance. Edition written / reporter Huang Rui Zhang Yixiao Share: welcome to comment I want to comment microblogging Recommended | hot microblogging today (edit: SN056)

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