<br>Ms. Zhu citizen (a pseudonym) mortgage application was rejected because the bank credit blacklist. Bank records show that she had loans to 98,560 yuan for the purchase of computers, up to three times after late payments, leaving a bad record. Ms. Zhu insisted that he had never loan to buy a computer, is also his innocence,http://zazna.com/selection/index.php?item/create_form/1, she will be the bank to court to require the elimination of bad credit record and damages. Reporters learned yesterday from Nanjing Pukou court,moncler outlet, forensic results showed that the signature and fingerprints on the loan applications were forged, the court ruling, Ms. Zhu accordingly in favor of the defendant banks were ordered to eliminate bad credit record and compensate for the loss of Ms. Zhu total of more than 3400 Yuan.<br> <br>"Bad credit" can not do Mortgage<br> <br>Ms. wish to buy a house this year in February due to a bank to apply for mortgage loans, a few days later was rejected. In reminding the staff, she went to the People's Bank of Credit Information Center query personal credit record,http://www.asadore.com/lost/lost.cgi?mode=res&no=4401, the results surprised.<br> <br>Personal credit records show, January 15, 2002,http://wx.jazzsynth.com/wxcgi/kizai/sunkizai.cgi?mode=form&no=90&page=2, Industrial and Commercial Bank of China High-tech branch of Miss Xiang Zhu issued a personal comprehensive consumption loans 98,560 yuan for the purchase of computers, despite the current loan has been repaid, but the presence of Ms. Zhu three Overdue paragraph behavior, causing her to be included in the credit "blacklist." Ms. Zhu was both wrong and angry: "I do not know, I have never bought a computer loans." Leaving her anxious that the house has been bought, but Banbuxialai mortgage - if not at the time specified in the purchase contract internal pay back the principal,hogan outlet, she would bear the liability.<br> <br>"From the beginning to now, I have been shuttling between banks,air max outlet, physically and mentally exhausted." Ms. Zhu said after the incident she consulted the relevant procedures proposed in writing a request to the high-tech branch of ICBC loans delete the wrong records, but the other has not given she was satisfied with the answer. In desperation, she will be the high-tech branch of ICBC to court, ask to delete her personal bad credit record, and compensation for loss of working time of 3,000 yuan, 8,000 yuan in emotional.<br> <br>Suspected to be fraudulent identity<br> <br>Trial, high-tech branch of ICBC, said the agent, Ms. Zhu had indeed handled the bank personal comprehensive consumption loans, late payments do exist afterwards behavior, so it produces a bad credit record. They come up with a range of evidence, including Ms. Zhu's identity card, residence booklet, a copy of the diploma and the loan contract signed by both parties and so on, to prove that Ms. Zhu had the bank loans to 98,560 yuan for the purchase of computers.<br> <br>The agent said, the day the contract is signed, the bank issued loans Miss Xiang Zhu, but the repayment period on time and did not wish Ms. prescribed full repayment, currently Although repaid the loan,peuterey sito ufficiale, but I wish Ms. the presence of three overdue repayment records of personal credit report. Ms. Zhu carefully check the credentials of those said after signing the contract and on the IOU, fingerprints are not of her photographs on the diploma is not her only identity card and a copy of the booklet is true,http://onigdesign.com/error.html, but different Documents provided no means of her own. She believes that people who abused her documents, court requires the signatures and fingerprints for identification.<br> <br>In this regard, the high-tech branch of ICBC responded that others do not rule out the possibility of fraud,http://bbs.weilanhaian.com/home.php?mod=spacecp&ac=blog&blogid=, but the bank lending procedures comply with the relevant provisions of the loan procedure is complete.<br> <br>Banks lose money court<br> <br>According to Ms. Zhu's application, the court entrusted loans loan contract Pukou of Nanjing Normal University forensic center on the banks provided the borrower IOU wish Ms. signature handwriting. After identification, the signature is not written by Ms. Zhu; above fingerprints nor Ms. Zhu's own fingerprints.<br> <br>"People's Bank of China Loan Law" clearly stipulates that the loan shall sign a loan contract by the lender and the borrower. The appraisal results have shown, had not signed the loan contract, Ms. Zhu himself and the high-tech branch of ICBC.<br> <br>The court held that the legal relationship between banks and loan contract between Ms. Zhu is not established. Ms. Zhu require banks to cancel non-performing loans recorded compensation for consequential loss, it is reasonable. According to the investigation, Ms. wish to leave the matter in total 11 days,http://higedaruma.s44.xrea.com/epad/epad.cgi, was withheld wages Unit 2608 yuan, the court held that this cost is borne entirely by the bank. In addition, it does give Ms. Zhu cause some mental harm, Ms. Zhu discretion of the court in emotional bank compensation 800 yuan. After six months of agonizing,http://59.78.96.61:8082/tst1/missing_arg_thread.html, Ms. Zhu finally wash the "injustice",http://www.pseudopodium.org, also received compensation for the bank's total of more than 3,400 yuan.<br> <br>[Remind]<br> <br>How to ID<br> <br>Plus a copy of the "lock"<br> <br>I wish this lady like a bad citizen too much, only reporter himself, the past year had been interviewed several cases similar news. It seems, we expect the bank to help check is unreliable, and we still manage their own personal documents it! Here to teach you a trick - how to give personal information plus "lock": When using the identity card, to indicate the purpose and time on the copies, both bid for a credit card, buy the fund, a job or buy a car, as long as It must be accompanied by a copy of the identity card, so the best treatment. Endorsements correct method is: "This ID card,louboutin pas cher, only apply ×× ×× company documents, and should not converted to other uses (××× signature)." This text must be written in the card range, do not cover the above words. Before and after the text you want to draw a horizontal line to avoid being criminals refilling other content. Pu Wen correspondent correspondent Chen Shanshan<br><br>
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