,hogan donna<p> collective and individual Trinity financing mechanisms, a part of the economic power of workers into the housing up to improve their system of self-purchase of capacity to pay it is necessary. Chen Qi, who recalls that the provisions of Shanghai housing provident fund deposit ratio units and individuals pay each pay 5% of basic salary, due to the lower proportion of wage rates,hogan online, and the unit will be funded for the workers paid the other half, at the time was generally accepted. Following the Shanghai trial, in 1992, Beijing,hogan donna, Tianjin,hogan napoli, Nanjing, Wuhan and other cities have also set up in line with local realities of the housing accumulation fund system. In 1994, the State Council in the concluding portion of the city.</p>
<p> while adjusting the use of direction, no longer grant loans and government projects, while personal loans to staff is for the purchase,hogan sito ufficiale, construction and renovate their houses. "At this point the housing fund development has entered a new stage, which is still in use patterns." Chen Qi introduction. "Contrary to the original intention." If the 1999 State Council regulation considered official start of the housing accumulation fund system, this system has been implemented in our country for 15 years, as a realization of workers' buyers dream "of social welfare system, Associate Professor Li Changan Foreign Economic and Trade University in to give them time to accept the rule of law Weekend reporter interviewed a positive evaluation,hogan uomo, "2011 China's housing provident fund deposit has covered nearly 80 percent of urban workers,hogan donna, the total deposit more than 2 trillion yuan, a lot of people live on through the loan fund a new house,hogan sito ufficiale, it should be said housing accumulation fund system in the promotion of urban housing construction, improve the living standards of urban residents still played a positive role. " But Li Changan also stressed that now the housing fund very "awkward",scarpe hogan donna, and originally envisaged "high-income earners are not subsidized,hogan rebel uomo, low-income persons less subsidies, more subsidies for the lowest-income earners, so that ordinary workers,hogan donna, especially low-income families to buy From the room,scarpe hogan uomo, live the never ending "in mind some" contrary. " "Now the housing fund has fallen into 'the rich not the poor' of the cycle." Professor of Nankai University Institute of Economics bell Maochu accept the rule of law Weekend reporter, saying it is more direct. A recent media survey conducted for the network housing fund also confirms the above statement,scarpe hogan outlet online, nearly six of users surveyed believe the purpose of the effectiveness of existing policies to support the housing fund the purchase of low-income people is not obvious. "Money's units overpaid.</p>
<p> higher income people more housing fund subsidies. " In addition, more people use housing fund criticized. Regulations 1999 made it clear that individual workers as well as units for the implementation of the housing provident fund deposited in a special account,hogan outlet, which is owned by individual employees. But Bell Maochu bluntly,hogan online, would like to use the money needed across a number of "threshold", as buyers need to pay a down payment before withdrawal of the fund together loans.</p>
<p> based on the experience of the pilot issued a "Decision of the State Council on deepening the reform of the urban housing system," clearly put forward to the full implementation of the housing accumulation fund system in the country. But Chen Qi admitted that in the actual implementation, the housing provident fund system early around there are some problems. On the one hand, many units are not conscious initiative to pay housing fund for employees to rely on the country's housing fund management center was established continue to "lobby" and then there is no uniform national rules, resulting in the payment ratio is very casual. Chen Qi said, was adopted by most cities are "double five percent," the proportion of Shanghai, but in practice many units will be "bargain" to reduce the pay rate, in order to establish a housing fund system, as soon as the relevant agencies often only I can agree. In addition, because of the Chinese are still not fully out of the welfare housing distribution system,scarpe hogan, so the housing fund in actual use the basic focus for the fund to participate in the system unit to buy a house payment, housing loans, for the case of individual workers rarely use. The situation in July 1998 with the stop welfare housing distribution system and change; in August 1998, the State Council issued opinions calling for full implementation of the housing accumulation fund system.</p>
<p> underpaid no money, there's no pay." In Li Changan opinion, unfair housing fund, from the initial payment had been highlighted link. Live survey on construction department in 2011, the percentage of workers paid into the housing fund non-public enterprises have less than 20%. Chen Qi told reporters that China's current regulations for workers housing provident fund deposit ratio of the basic salary of 5-12%, the actual implementation of the many benefits of a good unit does not comply with 12% of the upper limit of the standard, "have become some of the housing fund unit increase employee benefits way because no fund to pay the tax.</p>
<p> has no interrupted." April 1999, the State Council promulgated the Housing Fund Management Ordinance, which is considered the beginning of the housing accumulation fund system. In fact, long before the promulgation of the regulations, the local had already been tried. Chen Qi to the rule of law weekend reporter, housing accumulation fund system in China is beginning to take shape in 1991. This year in May, the Shanghai housing reform program draws on the proposed housing accumulation fund system on the basis of the Singapore fund system, is intended to improve the ability to pay of workers by encouraging employees to buy a house. Chen Qi told the rule of law Weekend reporter,hogan uomo, before the 1990s,hogan outlet, China has been the implementation of welfare housing distribution system, and with the local financial difficulties, enterprise efficiency landslide influence, housing predicament rate gradually slowed down. This time there by the state.</p>
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