<p> Guilin University of Technology Professor Zeng Peng believes that the commercial banks on deposits in mid overweight,louboutin pas cher, middle business, profits and other assessment,veste barbour homme, profit has become a top priority assessment. Traditional credit business profits showed significant decline, banks are more eyes on the business intermediate business income, service charges so difficult to really come down. "In the middle of the business growth pressure, but the bank can not innovative products to meet customer demand,barbours, the clerk will definitely go back to the original old road,nike air jordan pas cher, through financial products, trust products 'replacement' loans,air max femme pas cher, resulting in service charges can not be lowered. " In view of this situation, the experts and industry insiders recommend the following aspects of the regulation and reform as soon as possible. The first is to continue to urge the bank fee reduction, reduce costs and increase efforts to investigate arbitrary charges,woolrich outlet online, the proposed short by regulatory authorities, public media,nike tn, "back to back" of the investigation, unannounced visits, a large number of regulatory achieve real office,outlet moncler, severely punished a number of disguised SheQi bank charges, and to be published in the media. Acts of bad faith while banks into corporate credit record,christian louboutin pas cher, bad faith conduct bank staff included credit system, strengthen penalties. Second is to guide commercial banks to change the assessment mechanism,giuseppe zanotti pas cher, accelerate the strategic transformation, accelerate product innovation and service innovation, providing customers with more quality products and services to enhance the proportion of non-interest income other than fees.</p>
<p> to 2012 reached a peak of more than 3000 kinds. The core reason is that the original big bank fees each refinement, creating a large number of customers do not understand the service charges. The official said that many charges are derived from past general settlement, transfer or around settlement transfers and service charges,basket louboutin femme, but did not create much value to the customer. In addition, the performance of the bank's internal assessment mechanism light weight, heavy short-term benefits of long-term benefit of light, heavy intermediate business income light integrated services. A city in east China firm responsible person said, up and down a few years ago stressed banking "diversity" intermediate business assessment index, the primary would have to "interest rate basket" in the dish into the "intermediate business basket",barbours, " For example, a company should have been priced according to the risk interest rates go up 10%, but in order to meet the assessment indicators,abercrombie & fitch, we give him the benchmark interest rate, additional income through investment banking fees, consulting fees to the premium. Some small banks and even radical directly to the intermediate business income 10% given to the clerk as an incentive, natural mustering strength line credit officers 'charge'. " Wuhan, a city firm executives said: "Banks talk about transformation, in fact,moncler outlet, still afraid of the risk,barbour france, the risk once a year in salaries and bonuses would all be wasted for risk reduction,Giuseppe Zanotti Pas Cher, the bank can only lend money to state-owned enterprises, government. platform project,abercrombie fitch, industry funds,Giuseppe Zanotti Sneakers, are 'Male to Male', charging a natural matter of course in the middle of business. " Financial experts perennial problem.</p>
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