<p> if the seller does not accept, we need to discount. Even if accepted by the seller,hogan, the price is often higher than the cash price. Shanghai Shi Ling Yun Industrial Co. sixty-seven annual turnover of ten million yuan, is typical of SMEs. ZHANG Xuehua chairman told the "Economic Information Daily" reporters, enterprises from the average interest rate of bank financing for the year of 13.2%, in the case of injunctions regulators allowed banks arbitrary charges,hogan rebel uomo, the bank still will increase the burden on enterprises by opening acceptances way. Such as loans of 100 million, companies can only take half in cash and half acceptances, companies go to discounting,hogan scarpe, but also bear the cost of the extra 1.5 points. "Mentality bank that your business 2 points 3 points dare to borrow private lending,hogan bianche, interest rates are so low I add a little, no problem." ZHANG Xuehua said, "In fact, for businesses, interest rates,hogan prezzi, or secondly, the biggest headache is to small micro-enterprise loan period only to six months. I buy equipment.</p>
<p> the banks lending in a timely manner in accordance with our requirements of." Fujian, a banking industry source told reporters, on the "loan-dump" approach surface regulators halted, but in fact this phenomenon is still very serious, especially in the joint-stock commercial banks and rural financial institutions through which they Ways to expand the deposit size. "In the loan rollover," many of which are banks and enterprises negotiated, even by affiliates were certificates of deposit as security for loans and other more subtle forms. In addition to the "loan-dump" Some banks also require customers to buy financial products the way service fee "detour" expropriation. Nanning City, a deputy general manager of the company's graphic enhancements Zhao said at the end of 2014, the company want to buy a series of large-scale inkjet printers and other equipment, to the banks for loans to 20 million yuan, the bank out of the conditions is: can 20 million yuan,outlet hogan, but it must be purchased 10 million yuan of financial products, the annual interest rate of 8.6 percent, but more than 5.8% than the interest rate, the bank will not pay. "In other words, the company must not only bear 10 million yuan in vain to pay interest on the loan, you can not enjoy the benefits of their own to buy financial products, normal." In addition,hogan bambino, as a means of payment acceptances, and gradually become a disguised means of bank "exploit" the enterprise. Wuxi is an enterprise group chief financial officer told reporters that various fees are not collected, but bank loans to be supporting acceptances, improve corporate financing costs. Such as loans to 40 million yuan,hogan uomo dress, 10 million yuan said OK to complete the full margin lending before acceptance. In other words, the actual business get only 30 million yuan in cash, but according to the full payment of interest. When companies use acceptances.</p>
<p> the Beijing Rural Commercial case business executives to bribe to get loans appear. Fujian,scarpe hogan uomo, a company official told reporters that this year in the relevant departments under the repeated orders, various "consulting fees",hogan interactive uomo, "consultant fees" are generally not collected, but in order to maintain good relations with banks, enterprises are actually still have to bear some of the invisible The "human burden." "For example, I do not actually need the money, but the bank to complete the performance indicators,hogan online, looking for us to help open acceptance discount,hogan junior, discount once I have lost thousands of dollars of interest. Distressed bloodshed, but there is no way." Banking Services Finance Bureau of Beijing, a staff member said the bank overcharged some deformation, a form of arbitrary charges into another form, increasing the burden on business, may be derived from various forms of bank charges is even bribing bank staff. "Economic Information Daily" correspondent in-depth interviews found that a typical case of disclosure in many places, is closely related to bank charges, credit approval. Guilin City Procuratorate disclosed typical case, a considerable part of the senior management involved in the banking industry, are closely related to credit approval. Guilin,hogan online, a pharmaceutical company to get 40 million yuan loans to local banks.</p>
<p> installation and commissioning of six months is necessary, not to become a production capacity of banks would receive the loan, only to find a bridge loan. " Small and micro enterprises is particularly vulnerable in the face of bank charges. Some asset-light companies, innovative enterprises, high-tech environmental protection types of enterprises in the face of charges of bank credit process, are "silent resentment." Professor of Guilin Tourism College Fude Shen believes that these three companies in the process of economic restructuring climbing, generally facing the "climb over a death wish," "climb past die" state,hogan outlet on line, "the bank this bridge climb,hogan uomo, climb later , a variety of charges enterprises should starve,negozi hogan, slow death,scarpe hogan outlet, he could not climb past, only because of lack of follow-up funding obediently waiting to die. " Accepted bribes "hard to detect" In recent years,hogan outlet, a number of corruption cases behind Bank staff, has enterprises in order to finance bribery shadow. Recent case before in Beijing.</p>
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