,chaussures christian louboutin<p> the lower the risk of bankruptcy. Meanwhile,air jordan shop, according to China's "Social Insurance Law" stipulates that "The State shall establish the basic pension normal adjustment mechanism based on the average wage growth,nike oficial, rising prices, timely raise the level of basic old-age insurance benefits." Pension levels will rise as the price levels ascension In recent years the state has for eight consecutive years to improve pensions, the average annual increase of about 10%. "Commercial insurance is a good risk management mechanism, but policyholders need to pay high premiums,moncler outlet online, individuals must bear the risk of depreciation of the insured amount, only for high-income earners and play the role of icing on the cake. In our country, we must first sound as a 'foundations 'The social pension insurance system,zanotti femme, and secondly, the development of commercial insurance supplement the lack of the former. Both can work together to develop and has broad prospects for development. "Zheng also expressed. Three questions: payment for 15 years the most cost-effective? [Respond] contribution years and pensions is a positive correlation Some Internet users believe the age of 45 to pay pension insurance the most cost-effective,nike air max italia, both reached the minimum payment period of 15 years.</p>
<p> Chu Fook Ling expressed that while commercial insurance payment and enjoy the treatment entirely on the other, but usually only higher-income earners can afford to buy. The social pension insurance has inclusive, low-income people can also be in accordance with the minimum contribution base (generally 60 percent of the local average salary) payment,hogan interactive, while high-income earners only pay up to 300% of the local average wage,nike air jordan, which reflects the old-age insurance The welfare, taking into account the fairness and efficiency. Data show that China's financial subsidies for the social endowment insurance continues to increase. In urban basic old-age insurance, for example, 1998 to 2011 the central government and local fiscal subsidy increased from 2.4 billion yuan to 227.2 billion yuan every year,moncler outlet, for 14 years a total of 1.2526 trillion yuan subsidy. Zhu Ming to tell reporters,outlet moncler, to provide protection from the point of view of the subject,barbour paris, the national credit level higher than the insurance company.</p>
<p> because a fixed interest rate and must pay for their long-term risk of depreciation, it is impossible to provide a stable pension security expectations. Professor at the Central University of Finance and Chu Fu Ling also believes that aims at treating the sustainability of old-age security brings,hogan outlet scarpe, "mutual aid are our strengths, Many hands make light, which is better than the pension savings of place." "In fact,zanotti homme, 20% of the employer contribution and can not be equated to individual deserve wages,air jordan donna, it needs to enforce the law to achieve." Zheng also expressed. Second question: Available commercial insurance replace it? [Respond] Social Security has a Pratt & Whitney,louboutin, a low risk of bankruptcy, and the amount of payments with the rising prices increase; commercial insurance for high-income earners,air jordan donna, and shall bear the amount of devaluation risk Some people think that the government-led social pension insurance as good as the market-driven commercial insurance.</p>
<p> plus the individual contribution of 8%, the employee will be the same amount of money in the bank every month, you can get more than participating in the basic old-age insurance and better social pension safe? Nankai University School of Economics Professor Zhu Ming for our calculations (see chart, below). The simulation showed that the yield of pension savings is less than the social pension insurance,piumini woolrich, and only enough to receive a certain number of years. Renmin University of China Professor Zheng also noted that the social pension insurance system is a fundamental sense of security protection. Shared by employer responsibility,nike tn pas cher magasin, the government guarantees all insured Huzhugongji, you can eliminate the risks associated with pension income risk workers quit work because jobs or longevity brings uncertain. And the savings are fully market-oriented individual behavior.</p>
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