<br>Lee will be in urgent need of working capital to the private house as collateral loan shark, did not expect, but the use of other profiles,http://www.xq0757.com/read.php?tid=1039109, allowing Lee to do a commissioned notary public houses and sell the house quickly. Recently, lenders Qinmou alleged fraud in the West Side Court for trial, the unspoken rules of civil Usurious and also will be exposed to enormous risks.<br> <br>The repayment period not yet reached the house is sold<br> <br>"I did not mean to lie to her house." Sitting in the dock, lenders Qinmou tried to defend themselves. He was charged with real estate as collateral victim Lee lending usury 1.1 million yuan, and the attempt to sell the property to the price of 2.1 million yuan, the money stuffed into their own pockets.<br> <br>In early 2010, Ms. Lee in urgent need of liquidity with their six bungalows as collateral, to an investment company loan guarantee of 100 million, interest of 40,000 yuan per month. A few months later, Ms. Lee feel interest too,http://beegeedays.com/en/news-en/577-english.html, would like to replace the security company.<br> <br>"Lending is also a circle, a borrower occurs, everyone will know." For Lee piece of "fat" on the Qinmou also coveted. "It was felt that she mortgaged the house's market value is higher than the borrowed money, so I took the list." The house is in this single business Qinmou most concerned about.<br> <br>Qinmou borrowed 1.1 million yuan to Ms. Lee, of which one million yuan directly also the original usury. The remaining 10 million, the first month of direct debit Lee 27,500 yuan in interest.<br> <br>With mortgage loan shark has a line regulation, the borrower should sign an agreement to sell the house and commissioned by lenders, real estate license by the lender custody. This is actually to protect the lender, if the borrower is not the money,piumini woolrich, the lender can hold commissioned notary will sell the house repossessed.<br> <br>Qinmou promised that if Lee scheduled payment of interest and will never sell real estate.<br> <br>The truth is, in the second day loans, Qinmou regard to the price of 2.1 million yuan will sell the house out.<br> <br>Hands down the house several times more than profit<br> <br>"The first month has not expired yet, why do you give to sell it?" The trial, the prosecutor asked Qinmou. "She promised to borrow money to mortgage the house when no rent, but I found out that she rented out the house, so we sold." Qinmou not allow prosecutors to accept the explanation: "Rent a house does not mean your money?" "Not." Qinmou shook his head. The prosecutor asked: "What do you sell a house is what behavior people ah?" Qinmou arguing loudly:. "I do not care how you want to, I did not consider other people, I do not want to take the risk."<br> <br>In fact, there is no risk Qinmou further boon. November 13, Lee took the initiative to pay the interest on the first month Qinmou 2.75 million. At this point, Qinmou has sold her house. "Why do not you sell notification Lee, later sold the family house, why collect interest?" The prosecutor asked. "I'm afraid she know the trouble, the house could not pass the door." Qinmou answer. "She is a homeowner, you still afraid of her nonsense?" The prosecutor believes Qinmou argument is sophistry, his intention is lured by a loan shark Lee property to sell.<br> <br>According to testimony provided Procuratorate, even after Qinmou peers heard of the matter,http://store.shopping.yahoo.co.jp/menscasual/denim-1-menscasual.html, have accused him it was fraud. And Qinmou said his "play" well, there is no risk.<br> <br>Ms. Lee's house after being sold Qinmou, has been housing the worm to the resale price of 2.6 million yuan. Soon, the new owner will again sell the property to 2.9 million yuan. Until people buy a house to come to hold a real estate license, Ms. Lee did not know he cheated.<br> <br>"Do you think they constitute fraud it?" The prosecutor asked. "Yes." Qinmou nodded casually said:. "I just did not tell her, put the house sold."<br> <br>Prosperous usury own reasons<br> <br>The community, like usurers Qinmou not uncommon. Qinmou say, in this circle, all with house mortgage car, the rich "play room", no money "play car", is booming, it has become an underground industry.<br> <br>For the prevalence of private lending, West's Procuratorate indictment two Director Jing Liu analysts say, has long been bank deposit interest rate has been maintained at a low level, stocks, funds and market downturn, a lot of social idle funds were not effective investment channels.<br> <br>And banks and other formal financial institutions credit funds are limited, the loan procedures are more complex, urgent need of money lenders is difficult to raise the necessary funds within the valid period. Supply and demand booming with "fire" the private lending market.<br> <br>In addition, the prevalence of blindness borrower loans, excluding the risk situation. According Qinmou statement, the purpose of mortgage borrowers more for investment or to maintain the luxury life. Investment loans were 80% for the blind borrowing, some too credulous for investment information, ultimately unable to pay the mortgage.<br> <br>Usury is not a new industry, in many people's minds, it is not see the light of the illegal industry. "But in fact, China's current laws and regulations were defined only usury, for private lending, in addition to the crime of unauthorized establishment of financial institutions are not particularly explicit prohibition."<br> <br>Liu Jing, the Commissioner said that the current judicial interpretation of the provisions, "private lending interest rates higher than bank interest rates may be appropriately around people's court may in particular grasp the actual situation in the region, but can not exceed four times the bank lending rate similar More than this limit, beyond the interest portion does not protect. "visible, the state does not prohibition, for those non-institutional civil usury,air max 90 pas cher, is even more difficult to combat.<br> <br>Often accompanied by criminal usury<br> <br>According to prosecutors, private loan companies generally by 5-10% of the proportion of monthly interest charges, plus the "compound interest" model of interest, it will produce a huge interest in the short term.<br> <br>In addition, there has always been usury "nine thirteen return," the guild regulations, meaning to borrow 10,moncler pas cher,000 yuan, can only get 9,000 yuan, but the repayment Shique to pay 13,000 yuan. So far,http://kamiya.capture.jp, this tradition is still in use.<br> <br>Such high interest rates but also because, in reality, often associated criminal offense.<br> <br>Car rental companies operate Xiaomou been cheated because the car rent, causing serious losses and shortage of funds, he borrowings 7,000,000 yuan usury revitalize the company, about 20% per annum. Since then, the company entered the money,http://211.86.128.2/gjjl/Review.asp?NewsID=595, but also benefit the dead cycle. In order to protect business, Xiaomou reckless owned vehicles and a portion of the vehicle on behalf of mortgage re-rent, high interest eventually overwhelmed Xiaomou, he had to walk away.<br> <br>Over the next five years in exile, did Xiaomou security company, worked as a construction worker, had enough suffering and eventually surrender. After West's Procuratorate indictment, he was sentenced to a year and a half.<br> <br>Last August, the victim was introduced to the Beijing Danmou an investment guarantee company boss Zhu, its borrowers 20,000 yuan, 4,louboutin soldes femme,000 yuan monthly interest. Since then, in addition to remittance 7000 yuan Danmou as interest and transaction costs, but there has been no repayment.<br> <br>March 5 this year, together with the company Zhu Dan Moujiang row three staff drove to a farm in Changping, forcing Danmou repayment of $ 50,000. Danmou refused, Zhu kicked three employees will be on Danmou, let Danmou to raise money to call home; Danmou family after the alarm, Zhu, who was arrested.<br> <br>In July this year, Zhu was sentenced for illegal detention Changping Court sentenced eight months, three employees also jailed seven months.<br> <br>Private lending should be treated differently<br> <br>On usury market regulation, the prosecution believes that the current adjustment of private lending laws and regulations clearly insufficient. For usury behavior can be divided into general and vocational private lending usury behavior, occupational usury, especially involving evil behavior, criminal law duly incorporated areas.<br> <br>West's Procuratorate Liu Jing said: "From the market players, the legal system should be established to lenders as the core, regulate market access system as a reference area of Hong Kong." Develop appropriate regulations lending Ordinance, "etc., to form a relatively complete legal regulation system."<br> <br>Prior to the establishment of norms perfect private lending market, should continue to increase credit, good performance of the SME policy preferences formal financing channels, increase support.<br> <br>To rectify the private lending market, the need for the judiciary to maintain criminal activity involving usury crackdown. For folk Usurious exist in illegal deposits from the public, without the establishment of financial institutions, fraud, extortion, theft and other crimes crackdown.<br> <br>Our reporter Sun Ying J001<br> <br>Illustrations Ping Chenqing H126<br> <br>Daughter two divorce<br> <br> <br> <br>Cable elderly anxious to buy a house<br> <br>WASHINGTON (intern reporter Yan Qi correspondent Ye Fuyong) after Ms. Qiu and Mr. Zhao married his mother travel a certain name a property sold to Miss Qiu, estranged son and daughter after divorce. Her mother rushed to the couple sued Tongzhou Court, asking the two to repay 280,000 yuan to buy a house. After Tongzhou court mediation, her mother compensated 200,000.<br> <br>Miss Qiu and Mr. Zhao in July last year to get married. In August, Mr. Zhao's mother by a certain travel agency, will own a set of about 80 square meters of housing in the price of 1.2 million yuan sold to Miss Qiu. In October the same year, his son, daughter pay one million yuan to buy a house completely, certain tour will transfer to the daughter house name. After his son, daughter because of emotional discord and divorce, and even the prosecution to the court. Seeing the situation, swim a certain paper petition son, daughter sued to Tongzhou District People's Court, asking the two to repay a total of 280,000 yuan to buy a house.<br> <br>Trial, Tour certain that divorce his son and daughter duo signed also set out the man should repay 280,000 yuan mother. But the daughter Miss Qiu said, when the two sides had agreed to sell the real price is one million, one million is in accordance with the actual price performance, but since the contract stated that 1.2 million, they would be recognized. As for the couple's divorce agreement signed true, but is forced to signed the divorce agreement, and after the two did not divorce himself brought to court in divorce proceedings the court was also dismissed, so the divorce agreement Book of no effect. Listen to the views of the parties, the judge made to both the patient and meticulous mediation. In the end, both sides accepted the mediation proposed by the judge program, reached a settlement agreement, determined by Miss Qiu, Zhao jointly repay certain mortgage swim 20 million. J195<br> <br>The other is mistaken wife<br> <br> <br> <br>Pulled down cyclist female cause death<br> <br>WASHINGTON (Correspondent Xiao Yan Zong), 33-year-old Sohn mistook a woman as his wife, he came and pulled the woman riding the electric tricycle, resulting in the death of the woman who turned car. Reporters today that the Shunyi District Procuratorate negligence causing death of Sohn prosecution, Shunyi Court has accepted the case.<br> <br>Sohn is the Town, Shunyi District, Sun villagers. June 21 at 9 am this year, Sohn at large Sun King family village of the town west of North Port archway roadside waiting for his wife,http://thebackpackers.com.au/forum.php/forum.php?mod=viewthread&tid=931559&fromuid=8738, exactly when the victim Zhang riding electric tricycle to work through here. Sohn mistaken Zhang is his wife,http://www.continentalwindowfashions.com, and called his wife's name, Zhang did not answer. Then, when Sohn Zhang ride through its side,nike tn pas cher, with the right hand pull the right driving electric tricycle handlebars, resulting in vehicle rollover Zhang fell to the ground. Sohn came up I saw a bit strange woman, afraid to take responsibility, then fled the scene riding a bicycle. After Zhang was taken to hospital, after she died. Identified, Zhang comply wrestling cause severe head injury.<br> <br>Public Prosecution that Sohn negligence causing the death of a person, their behavior violated China's criminal law, criminal facts are clear, there is ample evidence, should be based on negligence causing death held criminally responsible.<br> <br>The case is pending,http://www.ciscoclub.com.cn/home.php?mod=spacecp&ac=blog&blogid=.<br> <br>(Original title: house cheated sell borrowed usury)<br> (Edit: SN028)<br>
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