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  • Started 10 years ago by sv6l3v507k5

  1. sv6l3v507k5
    Member

    <p> how old age? Third, most people life expectancy, past savings pension money, not enough today. Summed up in a word, the ancients can private pension, most people can not. He pointed out the fact that certainty, but the conclusion has been a significant problem. The question is: Endowment overcome these problems? It is able to overcome the social pension money over inflation? Or social pension can give birth to children? Or Endowment life expectancy can solve the problem of old-age enough money to spend? The answer is: No,prezzo hogan, not all. Pension savings-type insurance, other people can not do without the risk premium to compensate for events like consumer insurance. Car insurance, some people will have an accident, some people will not have an accident, you can put people no accident insurance to cover accident occurred people.</p>

    <p> what they need, and everyone improved. But not old-age insurance, endowment insurance is not insurance and savings. Always insured retirement, asking for the return of the annuity, which is certain,hogan scarpe uomo rebel, there is no risk at all. Pension premiums shall be paid to the return of my pension, can not everyone be improved. Whether inflation makes pension money becomes worthless pension difficulties occur, or only child so difficult to rely on old-age children, or is life expectancy makes enough money pension retirement,scarpe hogan outlet, these are systemic risk. Social Security can not solve systemic risk issues. Three questions: What social pension "new"? In fact, the social pension did not hit any different and what is the nature of private pension magical way. Social pension,hogan outlet, or simply imitate those two strokes private pension: one young man to pay insurance premiums, deposited into social security accounts, old age pension in the form of monthly extract from the account. This is actually a pension savings. Second,hogan 2015, collect premiums from the younger generation have a job there, directly transferred to the older generation has retired. This is a cross-generational pension, with raising children for old age is no essential difference. That endowment in the end what is the meaning of existence? Must say What is the significance of the social pension, then,sneakers hogan, is someone in this world keeps a filial son, it was also raised rebelling against filial son; someone born ability, good luck, some people are born poor, also suffered unexpected storms. If only the private pension and no social pension.</p>

    <p> his life in the social pension pay taxes. In fact, this is someone else to pay the premium as annuity insurance refund to those who did not take long retired. This is no problem at an early stage,hogan bambino, a high percentage of taxpayers first, early retirees job,hogan uomo, and second, the early mobilization of new insured person can have more than enough. But this extraordinary advantage is only temporary. New insured will be able to absorb less and less, less and less pension charges, pension spending more and more,hogan online, account gap will inevitably caught in the aging population, there will be more serious. Bankruptcy is not too difficult! Second question: why the ancients engage in social pension? Today keen social pension, it is necessary to answer a question: the ancients did not engage in social pension, both how to live here? The answer is: the ancients to rely on savings for old age, raising children for old age. This is a private pension, not a social pension. In this regard, it was to argue: first, the ancient gold and silver standard, inflation is not the norm, it is possible to save the pension,hogan sneakers, but not today. Today, inflation has become the norm, pension money savings, to the old time has not worthless. Second, the ancients no family planning, children can rely on pension, but people today have only one child, you can not rely on. The one-child generation,hogan outlet, the future head of at least 4-6 months old, as many as 6-10 months old.</p>

    <p> the savings rate will be reduced. Once the social insurance pension to turn to rely on intergenerational from bankruptcy, this system may be hard to be canceled. Because the younger generation has been in pay,sneakers hogan, yet never enjoyed the benefits,hogan bianche, if the government suddenly announced: low income under this system, swallow a lot of revenue to sustain, let it go bankrupt,saldi hogan, think about it, how this decision could give the public agree? Although the elderly are enjoying not agree, I have been in pay,scarpe hogan uomo outlet online, never enjoy young people can not even agree. Four questions: pensioners delay time is wrong? Faced pension account deficit, it was argued by SOE profits or sell assets to replenish the state-owned pension funds, advocate the use of foreign exchange reserves was supplementary pension funds.</p>

    <p> then when those poor, bad luck or raised filial children and grandchildren who will be elderly pension money,scarpe hogan uomo roma, miserable. But with social pension, because the social insurance system is mandatory insured, even poor, bad luck or raised filial children and grandchildren of elderly people, there are at least able to receive social insurance benefits. But the question we need to pay compulsory insurance cost way to solve it? Endowment inevitable deficit,hogan scarpe outlet, treasury depleted even the entire wealth of society. In front of the truth already mentioned, in practice, it is also being confirmed by a number of places in Europe and the United States. Social insurance also reduce the enthusiasm of people working,scarpe hogan interactive, stifling national competitiveness. When people have a social insurance system, we will lose motivation to work hard. Social welfare system to support the lazy, it long ago is not news. Moreover, when people have a social insurance system, it will become less willing to save money.</p>
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