<br>Who do not want such a tragedy occurred. In March this year,http://www.dudiao.net/home.php?mod=space&uid=236775, when Liu Qiang reversing accidentally knocked down old daughter Liu Qian,http://www.acga.net, sent to hospital after rescue invalid death. After the accident, the traffic police department, Liu Qiang full responsibility. Because the car is the mother Liu Qiang Sun Juan,http://thunders.room.ne.jp/~ojemammy/cgi2/custombbs.cgi/,moncler pas cher, and Liu Qiang and Liu Qian is father-daughter relationship, therefore the insurance company refused to claim. But Liu Qiang believes that this incident was an accident, the insurance company should lose money.<br> <br>In the case of fruitless negotiations, he will be the insurance company to court. Modern Express reporter learned that recently, the case in Nanjing Lishui court hearing, the court found the case of an accident the accident and the insurance company to compensate judgment and his wife Liu Qiang Zhao Ting 610,000 yuan.<br> <br>Modern Express reporter Rui correspondent Zhu Daohai<br> <br>Dad reversing accidentally knocked daughter<br> <br>In March 16th at 7:00 am, Liu Qiang in the factory yard reverse,http://www.global-link.jp/soudan.html, accidentally hit a walk in the hospital daughter Liu Qian, lead to her daughter lying on the ground injured. Overweight child injuries,moncler sito ufficiale, after she died, the traffic police department after the scene, identified Qiang full responsibility for the accident.<br> <br>After processing her daughter's funeral, Liu Qiang took the insurance claim to the insurance company claims.<br> <br>However, the answer given by the insurance company, he and the injured party Liu Qian was father-daughter relationship, and he had a hit and a party can not require adjustments. Several rounds of consultations to no avail, Liu Qiang insurance company to court.<br> <br>It is a parent-child relationship, the insurance company exclusions<br> <br>Court, Liu Qiang and his wife have said that the accident was an accident, and asked the insurance company compensation for death, funeral expenses, mental solatium total of 610,000 yuan. In this regard, the insurance company said,http://www13.plala.or.jp/gakuki3/cgi_bin/aska/aska.cgi?ol, the vehicle owner is Sun Juan, only to get the owner to allow in accordance with the provisions of other people in order to drive a vehicle, but Liu Qiang provide no evidence that he was promised legitimate driver. At the same time, I can not ask for Liu Qiang claims. In addition, Liu Qiang never even dig a penny of compensation, and what claims to the insurance company? And in emotional terms, is a matter of spiritual comfort for the victims of one of the close relatives of the perpetrators may Liu Qiang, simply do not exist between him and his wife for compensatory obligations.<br> <br>The court finds that the accident "was an accident."<br> <br>Lishui court hearing that this accident the child itself is not a vehicle insured, the accident occurred when the insured or the insured motor vehicle of the car who belongs to a third category of insurance terms agreed. Moreover, death compensation is a property compensation,http://www.pingguo7.com/BBS/apps.php?q=diary&a=detail&did=46343&uid=49, Liu Qiang and Zhao Ting losses have actually occurred, not obtain illegitimate interests, while the insurance company liable for damages did not aggravate their responsibilities. Because Liu Qiang not only the obligation of reparation, but also the right to compensation, so the compensation without actually carried out. Therefore, the insurance company should bear the liability insurance contract within insurance limits. Ultimately, the court ruling the insurance company to compensate 610,000 yuan insurance. (Text characters are not involved in his real name)<br> <br>Really a lot of such cases<br> <br>● In March, a woman passed fifties Amelia (a pseudonym) bought the car drove to the countryside to visit over eighty parents accidentally killed the mother to prepare returns. The father of her daughter expressed understanding, she claims not to apply for civil compensation and prosecution exempted from punishment. When the father to the vehicle insurance company claims, the insurance company that he had promised to give up the prosecution of civil compensation refused to compensate, causing litigation. Jingjiang final court ruling the insurance company paid 11 million yuan.<br> <br>● 2012 years when a reversing entry careless man killed his son, the insurance company to family members do not belong to the scope of third party liability insurance claims by refusing payment, the mother of the deceased Danmou insurance company to court, Huizhou Municipal Intermediate People's Court insurance company to compensate the plaintiff for death and disability compensation, funeral expenses, a total of 71,548.5 yuan rescue costs.<br> <br>Hit their loved ones, why generally rejected claims?<br> <br>In recent years, about the time their loved ones injured accident occurred, the answer almost all insurance companies in the face of claims, are given "exclusions." The reason lies in "own side" whether "third person"? So, third party liability insurance in which claims are excluded from the scope of it? This exclusion is reasonable and legal?<br> <br>Many insurers in the implementation of third party liability insurance claims excluded four people,http://bbs.fhxww.cn/forum.php?mod=viewthread&tid=178008,woolrich outlet online, or the insurer, the driver and their family members are insured accident, the vehicle when. According to insurance industry professionals, the general insurance companies in the claims follow such a principle: the perpetrators themselves can not get compensation. That is, the reason why the inclusion of family members are third-party liability insurance to exclude four people, the main purpose is to prevent potentially fraudulent, many insurance companies simply listed in the insurance contract in the open list of exclusions.<br> <br>Why this accident insurance company to lose money,canada goose pas cher?<br> <br>The so-called "third party" means in addition to the insurance company and the owner of the insured vehicle due to an accident causes the person or property insurance under the vehicle suffered damage, the victim in the car of a third party, also known as third party . Liu Qiang's daughter was hit to death in the car itself is a third party, while insurance companies fear Pianbao exclusions, it is unreasonable. If you want to receive compensation, it is only by way of rights to the court proceedings, it will increase the burden.<br> <br>"While the prevalence of this practice, but the insurance company will pass on to consumers the responsibility of potentially fraudulent practices of serious defects." Jiangsu's Code Law Firm lawyer Yan Asian country in an interview with the Modern Express reporter said,http://karn.lib.kagoshima-u.ac.jp, it's like people from Supermarket shopping small ticket out to verify the same,air max pas cher, each of which is equivalent to the consumer as a potential thief, this is obviously unreasonable. "If there is evidence that the suspect can prove to be potentially fraudulent, the insurance company should use legal means to be confirmed by the relevant authorities, or else if not in the car, should belong to a third party, you should be compensated."<br> <br>(Original title: Father and two year old daughter killed reverse unfortunate court sentenced the insurance company to compensate 610,000 yuan)<br><br>
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Why this accident insurance company to lose money
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