,peuterey spaccio<p> Beijing Takai region, the average price was 22,000 yuan, a set of 89 square meters of two room, the price to close to 200 million. Beijing housing provident fund loans currently single maximum amount of 800,zanotti femme,000 yuan, the credit rating of 3A lender up to go up 30 percent to 1.04 million yuan. But in the specific audit, also calculated in accordance with the relevant formula, consider the repayment ability, and ultimately whether the loan down,air jordan, how much can be loaned, not sure. This means that Liu Miao and her husband to come up with at least 1.2 million yuan in the first payment, it can not consider the future cost of renovation. & Nbsp; & nbsp; & nbsp; ". Even less than half of the total fund Rate $ 800,000 loan amount," Liu Miao frustration. Suanlaisuanqu, Liu Miao had to choose fund + commercial loans "portfolio loans." "Procedure not only doubled, but also pay more interest on the loan." And a classmate Liu Miao, because his family was well off,abercrombie and fitch pas cher, has been prepared in Beijing's Haidian District, buy second homes, school children prepare for the upcoming school district room. "In high-income people can afford to pay a down payment,louboutin, the loan can be extracted, the situation caused by the rich to the poor a priority with low-interest loans to buy a house the money." CAO Zhi-wei in the proposal that the low low loan-to-deposit way,air jordan, resulting in the majority now depositor contributed a handful of people welfare.</p>
<p> further widening the income gap,woolrich italia, departing from its housing fund originally created as the "robbing the poor to the rich" tool. Some analysts say: the purchasing power of the high-income class already strong, they instead use those who can not afford to pay the housing fund, at a lower interest rate home loans. In the media to do a network survey, 58.8 percent of respondents believe that the purpose of the effectiveness of existing housing fund to support low-income home buyers policy is not obvious,air jordan, a significant number of low-income people still can not afford Housing; even 22.5% of respondents feel "without any help." Since the fund is difficult to extract, causing chaos cash fund, cash fund industry has become an almost open. The rule of law Weekend reporter entered in Baidu "Fund extract" keyword Home will be extracted to help fund a number of specialized agencies, declared that "the day of handling the material, within 3 days of arrival,air jordan donna, 100% success" and so on. "Fund cash has become an underground industry chain", after some media reported that the agency help forgery, falsification of information, and then extracted from human agency fee income. The cash service fee, generally in the 10% of the amount, up to 25% or even higher. Even so, taking fund still a minority. Taking fund cases soar. Exploring local regulations pulled leg On the one hand local governments in order to solve the housing accumulation fund system in practice some of the drawbacks,air max pas cher pour femme, and actively explore innovation; on the other hand we are able to confirm that these delays can not get out to explore the laws from the legislative level The rule of law Weekend reporter Chen Xiao Housing Fund recently renewed controversy. Guangzhou housing provident fund Deal comments recently.</p>
<p> which is part of the population fund almost no use. "The rich not the poor." Publicly available data, from 2010 to 2012,imitation louboutin pas cher, house prices in the wide north highs, the housing provident fund deposit balances accumulated continue to rise. 2012,hogan scarpe, Beijing, Shanghai up to more than 1800 billion yuan, Guangzhou, more than 880 million yuan in the 10-15% between three fund "sleeping rate." "Got sick after contributors can not use their own money to fund a life-saving, if fortunate and died, Congratulations,piumino moncler, you can extract the fund to buy the cemetery, and a one-time extraction." During the two sessions this year in Guangzhou,veste barbour, the Guangzhou Municipal CPPCC members CAO Zhi-wei a striking phrase ,tn soldes, tells the housing fund to pay those "pay easily extract difficult" predicament. As a social welfare system, the fund is designed to be "high-income earners are not subsidized, low-income persons less subsidies, subsidies for the lowest income earners are more",air jordan milano, so that ordinary workers, especially low-income families to afford housing ,scarpe nike online, live never ending. However, under the current institutional arrangements, housing provident fund system has fallen into "the rich not the poor," the vicious circle. Liu Miao working in Beijing in March this year,nike tn pas cher magasin, just took out a marriage certificate, she and her husband are applying for Beijing owner-occupied housing, and the house is located in Chaoyang District.</p>
<p> together with the previous Guangzhou Municipal CPPCC members CAO Zhi-wei shelling two sessions in Guangzhou housing provident fund into a "Robin Hood" tool of six sins.</p>
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