Drawing Yang Shicheng<br>Software miss with a taxi, the net purchase fake cash transactions, Taobao sale of counterfeits, etc., these seemingly insignificant Internet stain, will affect you later buy a car,nike air max 90, buy a house and other loans.<br> <br>January 5, People's Bank of China issued "on good personal credit business ready to work," which requires eight domestic institutions prepare personal credit business, sesame credit, credit Tencent, Shenzhen Qianhai credit After Peng Yuan credit, CCIS, and Chile Wanted letter, Kara credit, Beijing Road, the credit will be the central bank to "release" the first allowed to carry out preparatory work for the personal credit information business eight institutions. This marks the official opening of the personal credit information to Internet companies.<br> <br>Big deal to sacrifice a vest, ready to sign up for a full blood resurrection,piumini moncler, later this Internet wayward life or will be gone forever.<br> <br>According to the Prime Minister visited Tencent disclose personal credit information tips<br> <br>The first working day of 2015, Premier Li Keqiang visited Shenzhen Qianhai Micro Focus Bank, and Qiaoxia computer Enter key, the first bank to issue this new virtual pen loans.<br> <br>A Premier Li Keqiang inspected photos online crazy pass,air max 90 pas cher, Tencent CEO Ma watched the whiteboard behind Prime Minister became the focus of heated debate online.<br> <br>Because an enlarged photo can clearly see that someone with this ink pen on a whiteboard to draw a complete "data acquisition" a micro-public banks, data sources including banks and Tencent's products.<br> <br>Bank data contains loan data, deposit data,http://reverse-seo.net, credit card data; the data are Tencent micro letters, phone QQ, TenPay, Tencent games.<br> <br>Tencent relevant person in charge yesterday to WCC reporter acknowledged that the main source of data in the above picture shows exactly whiteboard Tencent credit information.<br> <br>The official said, Tencent credit can mining and analysis techniques to predict its performance and credit risk value through huge amounts of data, "If a person's credit rating high, so he buy a car or buy Internet financial products, it will enjoy relatively higher credit limit, the application process is also relatively simple. "<br> <br>At the same time, for transactions and other acts of fraud through social networks, the future is also expected to be included among the category of personal credit. "After the sale of counterfeit goods similar circle of friends will also be standardized."<br> <br>Tencent relevant responsible person said, the last major financial institutions by the central bank cited personal credit report,http://girl.happybsday.com/30girl/2012/06/index.html, but for some blue-collar workers, students, self-employed, freelancers and other users,scarpe hogan online, they do not establish a personal credit history. "These users may be active users of Tencent, they use social networking, portals, games, payment and other services, we build their personal credit score." He said.<br> <br>Personal Credit digging treasure virtual credit consumption<br> <br>"Notice" show, Ali ant's gold suit named one of eight sesame credit institutions. Ants gold dress official told this reporter, sesame credit daily data processing capacity in more than 30PB, equivalent to the amount of data 5000 National Library, which contains the user online shopping, payments, transfers, and other aspects of personal information data.<br> <br>Ants gold credit data service chief scientist said: "Internet development to personal credit industry has brought a great leap forward with the development of the Internet,piumini moncler sito ufficiale, people's behavior into 24 hours can be recorded.."<br> <br>Previously, attempts have been made to suit the ants gold credit of the data in a variety of businesses. One of the most typical micro-loan business when there are ants, according to user data on the platform to its credit,http://www.60pub.com/home.php?mod=space&uid=337746, users do not need to apply for a loan guarantee and mortgage. Since 2010 launch to March 2014, already more than 700,000 loans to small and micro enterprises amounted to 190 billion yuan.<br> <br>Not long ago, the ants in microfinance is still part of the user trial launch of the "flower chanting" service, users can "credit" on Taobao Lynx, in the next month after confirmation of receipt of the 10th of repayment can be.<br> <br>Industry insiders say that it is already part of the realization of the virtual credit card functions, the current consumption of the electricity supplier credit comparison service known products are "Jingdong white" and Lynx staging.<br> <br>Internet trustworthy or not the impact of future life<br> <br>The industry believes that the personal credit information is open to the Internet, the impact on individual consumers much more than a virtual credit online shopping. Ali Tencent two business because virtually every aspect of everyone's basic needs.<br> <br>Today, buy clothes,http://www.kehuelga.org/spip.php?article3886, eat, take a taxi, stay Tencent Ali are likely to use network services, these processes if the integrity of your behavior, relationship to facilitate future life, in extreme cases may be "unable to move without the letter."<br> <br>Yesterday Didi official told this reporter, has not yet received notification headquarters, the taxi breach included Tencent credit system, but the future of such a possibility. "The consequences of default may not only affect a taxi, will affect your credit."<br> <br>And trustworthy people can get in return. Credit Sesame person, for example, such as providing credit record for the car rental company, people with high credit scores can be removed from the deposit.<br> <br>Perhaps in the future on a blind date site,http://www.zhuzhou.com/home.php?mod=spacecp&ac=blog&blogid=, you can filter the data by the credit partner, prevent Pianhun; in the rent, you can issue a credit report, it passed the landlord visits; in the job, can rely on a credit report recognized units ......<br> <br>Expert opinion /<br> <br> <br> <br>Internet financial key to credit and large data<br> <br>Credit market is considered to be the next "gold mine" of the Internet. According to Hong Yuan Securities analyst forecasts, China's personal credit market space for 103 billion yuan,http://club.gog.cn/home.php?mod=space&uid=1291843, while the total size of the current personal credit and business credit of only 20 billion yuan.<br> <br>"Market demand for both credit economy has huge potential late, Ali and Tencent also has the advantage in this regard." Finance and commentators Yufeng Hui said that the construction of this commercial interests of China credit credit system is very large cake, who seize the opportunity, who We will seize a high growth industry,http://www.jisc.go.jp, and the opportunity to gain a lot of money.<br> <br>Chinese Academy of Social Sciences Institute of Finance researcher Yixianrong made it clear that Internet banking is the reality of the changed financial way rather than finance itself, the current maximum risk Internet banking is credit risk.<br> <br>"If you have a sound credit system,http://98.131.129.31/ss/?action-viewcomment-itemid-25165, financial risk control Internet made it not so difficult, many industries have this requirement, Ali, Tencent and other Internet companies to enter the field of personal credit information will help improve the social credit system, Internet financial risk control will not be so difficult to do, this is the trend. "Economic Information Engineering, vice president of Southwestern University of Finance Wang Yu told reporters. WCC reporter Zloty Zhang Qian<br> <br>(Original title: software miss with a taxi or affect future loans to buy a house)<br><br>
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who We will seize a high growth industry
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Posted 10 years ago #
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<br>Etc. it discovered more than two years been fooled<br> <br>Holding purchase contracts and receipts to wait more than two years. That he did not expect that, like not a house,http://sjh.bbs.windplay.cn/forum-53-1.html?mod=spacecp&ac=blog&blogid=, but a debunked hoax. Until the police, he was from the police say that the other side is a fundamentally used to cheat, lie more than two years have several "people buy" more than 20 million.<br> <br>In March 2010,http://www.mirai.ne.jp/~m-yoshi/diary/apeboard_plus.cgi/, after a friend introduced Zhao Sun Yue,http://lome-ca-bouge.net/spip.php?article15, the person claiming to work in a real estate company, and his brother or the company's general manager. Friends say, by Sun Yue can buy cheap houses. Zhao ask them for help,tn reuqin pas cher, the other side said nothing agreed. Charged 3000 yuan deposit,louboutin soldes pas cher, he was kind enough to sign an agreement to buy a house.<br> <br>July 2012,http://www.menqiu.com/bbs/home.php?mod=spacecp&ac=blog&blogid=, Zhao went to see the house. However, the site that someone told him, this district is a unit inside the house, they not external sales. Feel right, he quickly dialed telephone Sun Yue, Sun Yue said he is busy, call back later to him. This can then be, the phone never play through. Zhao rushed to the police station the police. A month later,http://www.postyourshavedpussy.com, the police came the news,http://www.baidianfengba.com/home.php?mod=space&uid=9820, Sun Yue in the name of cheap purchase cheated many people.<br> <br>Zhao alarm, others are still kept in the dark until the police called on the telephone inquiry, many people panicked. From January 2010 to July 2012 period,scarpe hogan online, because of this lie and means, has a total of six more people to buy from Sun here,http://www.xinhelan.com/home.php?mod=spacecp&ac=blog&blogid=, "affordable housing", paid nearly 240,000 yuan of money, and more money was Sun squandered.<br> <br>After learning that police summoned, Sun Yue initiative to the police station for investigation, on suspicion of fraud,louboutin soldes femme, after the criminal detention. Court, Sun Yue for his crimes confessed. Recently, after hearing the court finds that Sun Yue's behavior has constituted a crime of fraud, and belong to a recidivist,http://xtxybbs.com/home.php?mod=spacecp&ac=blog&blogid=,louboutin pas cher, should be severely punished. Final court decision on his eight years in prison eight months and fined 30,000 yuan.<br> <br>Modern Express reporter intern Wang Yue Rui<br> (Edit: SN123)<br>
Posted 10 years ago #
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