<br>(Reporter Li Jin Xu right) Many people may not think of the mortgage, the bank loan contract will be hiding "trick." Recently, Hefei, a cost engineer, calculated that after two terms of the mortgage contract,Piumini moncler outlet, the interest rate is not equal, "an interest rate high,https://dspace.jaist.ac.jp,tiffany milano, another low interest rates," the bank execution is high that one. To this end, he will also bank an extra nearly 5,http://store.shopping.yahoo.co.jp/waiwai/g-001-1a.html,000 mortgage. "Why do not follow the low bank of the piece to perform?" To protect their own interests,http://kiku-bsd.cc.it-hiroshima.ac.jp/cgi-bin/bbs/aska.cgi, at present, the cost engineer Hefei has a bank to court, the case will be trial next month.<br> <br>[Find] a purchase contract appear different interest rates<br> <br>Cost Engineer Mr. Zhang worked for many years in Hefei, because the working relationship, he often and a lot of digital as partners.<br> <br>Mr. Zhang to buy a house in 2011 in the government district. A month later, Mr. Zhang and the Bank signed "mortgage contract", the contract, Mr. Zhang to fund loans to the bank loan of 25 million yuan, the two sides agreed to 20 years to pay off,peuterey spaccio, repayment of principal and interest equal repayment. The provisions of the contract, the monthly repayment 1581.62 yuan Mr. Zhang.<br> <br>Mr. Zhang's home loans in the contract, the text representation of the total mortgage interest rates appear twice,http://mm.kaiye.la/plus/feedback.php?aid=92, out of professional habit, Mr. Zhang tries to forget it again, this count, he found that the results of these two interest rates, and inconsistent. Contract Article 37, paragraph stipulates that the implementation of the loan interest rate of individual housing loans interest rates People's Bank of China, the annual interest rate is 4.5%. Article 41 of the contract marked the first paragraph and "relationship-month interest rate, annual interest rates between the two for the month = APR / 12, except as otherwise agreed in this contract." Mr. Zhang calculations and found that The actual annual interest rate provisions of a 4.594%.<br> <br>Zhang said: "Banks actually executed is the highest that one,roshe run pas cher."<br> <br>[Survey] slight difference in interest rates so that buyers multiple Tao Yinzi<br> <br>Zhang said that the annual interest rate difference little two terms "mortgage contract", the "Do not underestimate the subtle differences, once multiplied by the total loan amount 250,000 yuan and 240-month repayment installments, I at least to pay an extra 5,000 yuan to the bank. "<br> <br>Mr. Zhang was later found that all those who need to make more mortgages also bank interest, "mortgage contract are unified standard contract, as long as you sign,http://chinavir.net/forum.php?mod=viewthread&tid=68722&fromuid=39662, the bank that an interest rate to the highest, unknowingly being 'hidden rules'." Zhang Mr. said that the subtle differences, so many mortgage buyers are kept in the dark. This fee, perhaps in terms of the number of buyers for each is not large, but the bank overall,http://sh-mhhb.com/home.php?mod=space&uid=2664, "but it is a huge number."<br> <br>[Progress] The case will be heard next month<br> <br>It found that "mortgage contract" after there is a contradiction, Mr. Zhang to the bank questioned,http://tuonela.s138.xrea.com/lightbbs/light.cgi?res=7511, "mortgage contract" on both interest rates also have high and low, why not choose a lower interest rate the bank implemented? But the banks insisted that he has no fault. "Banks said they performed the relevant provisions of the central bank."<br> <br>Many fruitless negotiations with the bank,Tiffany Gioielli, Mr. Zhang eventually pick up the legal weapons to protect their own interests. By the end of 2012, Mr. Zhang to the courts. "Being self-contradictory issue purchase contract, reflecting the bank's 'King terms', I hope more buyers who noticed this." It is understood that on January 14 Luyang District Court has accepted the case,http://www.tupiao.net/forum.php?mod=viewthread&tid=104636&fromuid=7364, the court is scheduled for February 27 hearing the case.<br> <br>(Original title: mortgage rates possession "trick" Banks accused dark "robbing")<br><br>
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reflecting the bank's 'King terms'
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