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try not to long distances

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Started 10 years ago by salkjHz5s0

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8 years of age want to be on the car caustic danger is difficult,air max 90 pas cher. (Expansion) tabulation Li Li Honda car at home for eight years, condition is still good, but the insurance on it more and more difficult. Mr. Yu before the public to the newspaper reflect, as insurance companies do not want excuses on his car altogether only on pay compulsory insurance. Run every day on the road,air max 90 pas cher, Mr. Yu was still a little not practical: Compared to new car parts aging older car is more need some spontaneous, wading and other insurance protection, but why the insurance company happens to shut out? □ Yanzhao Evening News reporter Liu Wenjing correspondent Houyue Ming Wang Boqiong 8 years of age want to be on the car caustic danger rejected Mr. Yu said, his car was in 2006 bought a Honda Accord, and now more than 8 years, condition is good, driving is also very smooth, but just not good on the insurance. "A few years ago on the insurance came along, as long as the annual rate of dangerous condition, insurance companies give discounts on insurance is relatively full; can be a eight years, the insurance company is particularly critical,http://211.86.128.2/gjjl/Review.asp?NewsID=595, this can not go on that can not commercial insurance is the most important caustic danger can not be on. I wanted to give the car a spontaneous combustion risk (ie, spontaneous loss of vehicle insurance), wading insurance (particularly loss of engine insurance), but the insurance company expressly car age too, not on the spontaneous combustion risk and wading insurance. "Mr. Yu said, because he was looking for balance insurance does not give the car damage, spontaneous combustion, wading insurance, only the third party liability insurance, he would not have this buy commercial insurance companies. Later, he asked two other insurance companies, as in the case is not to the caustic danger, spontaneous combustion and wading insurance. Finally, he simply bought only pay high insurance. "Everyone says to buy only pay high insurance car be streaking, streaking my car yet." Mr. Yu says with exasperation. Reporter yesterday called the balance of the insurance inquiry on Mr. auto insurance customer service staff replied that the company has provided for more than eight years the car is not insured car damage, spontaneous combustion and wading but can not guarantee. 9 insurance companies 5 does not guarantee the car damage Opened eight years of car insurance companies are not to be met? Reporters yesterday in Mr. Yu's car, for example, turn to the capital of nine insurance companies insured commercial insurance consulting business, resulting in five insurance companies directly rejected, he said: not guaranteed; the remaining four "negotiable" insurance companies are also listed very demanding conditions. For additional caustic danger of spontaneous combustion and wading, only a representation can be considered insurance, you need to test the engine, the other eight direct answer: You can not be maintained. PICC's a customer service staff, told reporters: "These eight years of car can only ensure safety board staff insurance and third party liability insurance, caustic danger is certainly not possible, which is the company's policy." Taiping risk insurance, balance insurance, Huatai Insurance, Yong'an Insurance auto insurance underwriting staff were all said the company has a policy of not more than eight years of car insurance car damage, but can not guarantee spontaneous combustion and wading. Some companies said, "can be discussed." Ping An auto insurance staff said that if last year in their company insured car damage insurance and there have been no claims, then this can still protect vehicle damage, depending on the condition to decide whether to increase; if last year there have been car damage claims case, that this year We can not guarantee the car damage. Additional damage to the vehicle and wading spontaneous combustion risk insurance, the staff member said the car within 3 years of spontaneous combustion risk insurable, wading car insurance is insurable within four years,http://www.sugowaza.jp/reports/get/1/9150, more than 8 years of car would not have thought, certainly not insurance, nor to any company insured. British big insurance company and staff Tian An Insurance companies have said the company has started the policy, more than eight years of car insurance does not allow caustic danger, but when a reporter said in good condition and can pay more money, some of the staff still showing negotiable, said: "The need to test the car, plus a look at how much money according to the condition, if the condition is good, it may not add money." spontaneous combustion risk, wading insurance aspect, certainly not represented in Great Britain; Cheonan represents spontaneous combustion risk 6 In less can, wading insurance need to test the engine. Answer Sunshine Insurance staff is more than 8 years of age of the vehicle car, if eight years have not been out once dangerous, but also more; if the over-insurance, that is not deductible can not be on. Spontaneous combustion risk and wading insurance is also a useful life of three years can be spontaneous combustion risk insurance,http://www.s-ee.t.kyoto-u.ac.jp, four years insurable risk wading eight years certainly can not be protected. Older car insurance company claims a high risk to say "no,moncler sito ufficiale." Auto insurance capital of an insurance company manager, told reporters that older cars belong to high-risk business, such as more than eight years of car spare parts shortages often occur phenomenon interrupted,http://www.201800.net/forum.php?mod=viewthread&tid=10963, causing maintenance costs to soar; decline old driver of a vehicle driving on the car care level ,scarpe hogan outlet, speed faster, virtually scratch probability is high. "Insurance companies also need profitable, for those claims relatively high risk of older cars will certainly be more cautious. Now many companies are scoring system, the age of the vehicle long vehicle, the system will carry out a comprehensive score, including vehicle age, condition , mileage, dangerous condition records, if insurance coverage rates will be lower. "The insurance manager. Furthermore, moral hazard is a lot of older cars insurance company category considered. Auto insurance agents have been doing for years, said Lee,hogan rebel, now a lot of older cars, especially old used car, before it happened someone spend thousands of dollars to buy a broken car, then spend a few thousand dollars to buy a full range of insurance, then himself Manufacturing accident hit it,http://www.webloop.info, you can claim a few million to insurance companies. To avoid moral hazard, and now insurance companies are stuck with older cars very strict, plus the money is not necessarily to protect. Moreover, insurance companies limit the older layers of car insurance, there is no violation of the relevant laws. It is understood that China Insurance Regulatory Commission has issued "on issues related to auto insurance rates adjust the permissions like" which provides the insurance company may not in the form of administrative posting certain types of insurance coverage in high-risk vehicles, personnel or off for certain high-risk vehicles, personnel underwriting procedures. However, this provision only for the compulsory third party liability insurance (referred to pay high insurance), insurance for commercial insurance is not clearly defined. This means that insurers according to their grasp of market conditions, risk factors, self-judgment, self-adjustment of the rates or insurance coverage altogether. How many older cars, "streaking" In an interview with reporters, like Mr. Yu as insurance anxious older car owners are really a lot. This year, the public will be opened for 10 years, Mr. Zhu Buick replaced the BMW X3, clunkers "eliminated" to the brother, brother driving skills not to want to buy the whole number of the insurance, but consulted several insurance companies, the answer is only buy to pay high insurance, commercial insurance basically does not guarantee. Liu also have the same experience, Sharon the leased vehicle will be full nine years, the insurance salesman asked directly advised her condition after you buy this car to pay high insurance can hit the road on the line, do not buy commercial insurance, is not worth , if hit by a car repair shop in your own bits and pieces you can not spend much money. In addition to not buy, I do not want to buy a lot. In the capital, many owners of older cars would have to give up the business of insurance. Insurance agent Lee said, some insurance companies will raise premiums in older vehicles, bidding to buy, the amount is not high, so many people feel is not worth not buy. In addition, according to the reporter, in Shijiazhuang, the surrounding suburban counties, villages, many older cars generally only pay high insurance, which is also the owner of the insurance awareness related. According to statistics, Shijiazhuang recent years, the annual growth rate of the motor vehicle has remained above 20 percent, far exceeding the growth rate of motor vehicles in Beijing Yaohao 13.34% of the previous year, and now it is far more than the Beijing 20,000 per month Yaohao quotas. Every year there are new cars, used cars every year old, according to the "mandatory retirement standards for motor vehicles", ordinary private car has no mandatory retirement age newly enacted in 2013, more than 8 years older vehicles is increasing every year. Only pay compulsory insurance but every day on the road of "streaking" older car countless. These vehicles generally poor condition, the higher the probability of accidents, and the lack of comprehensive insurance, add a lot to the city traffic problems. The owner can not pay may escape City traffic coming and going, only buy to pay high insurance "streaking" Vehicle number and lot. However, many people do not realize that only buy to pay high insurance may bring a variety of traffic hazards, such as in the event of a serious accident, the owner may be due to compensation and can not afford to hit and run, or due to lack of insurance and burdensome reparations, or even pay I was bankrupt. "Pay high insurance compensation ceiling of 12.2 million, of which 110,000 death and disability, medical costs 10,000 yuan, 2,000 yuan in property damage. In other words, once the accident, this car full responsibility, so only paid up to 2,000 yuan each other yield property damage; if there is wounding circumstances,http://www.osake-ichiba.com, pay up to 10,000 yuan for medical expenses, death and disability pay up to 110,000 "claims department of an insurance company manager, he told reporters that a year to buy auto insurance, accident one second, though many owners. believes that if he can drive carefully, but accidents often in one second, one second it is possible car crash. If you really have a more serious accident, to pay compulsory insurance can not pay,http://tuonela.s138.xrea.com/lightbbs/light.cgi?res=2026&amp, how do? Some owners is likely to escape a moment of weakness, and our legal penalties for hit and run very serious, there may be a lifetime driving ban. Knocked people will escape danger because the owners of the increase, or fails to timely medical treatment, or they can not afford the medical expenses in trouble. It belongs to the category of moral hazard. Even switchblade timely rescue,http://www.lindicateur.com/calanthe/blog.cgi, the owner's own huge compensation will be back up to hundreds of thousands of compensation enough for an average family back destitute. Moreover, the other party to pay high insurance protection only, no personal injury and property damage insurance of the vehicle staff, if the accident caused no harm to others, only to hurt his car and people, then pay for everything themselves, the same owners will pay a heavy price. Enhance support capabilities of older vehicles No commercial risk older car how to improve self-protection? Reporter consulted a number of people in the industry. Do car in the provincial capital investment industry veteran WANG Jian-yong said that now most brands of car quality is very good, if an ordinary household, drove eight or ten years performance is still not a problem, if the insurance is not complete, it needs its own routine more careful, For example, try not to long distances, usually more maintenance, allowing the vehicle to maintain a good condition. If you want to buy commercial insurance, insurance agents Weapon Lee also may ask several insurance companies, some insurance companies are floating rates, increased premiums can be discussed. Another very important point is that we must buy commercial liability insurance, commercial liability insurance is a necessary complement to pay high insurance, insurance companies generally do not set up the card, to buy 300,000 of liability insurance will increase a lot of protection. If the condition is not very good, very old car, or encourage owners to feed dismantling company scrapped. "Now the state has subsidized vehicle scrapping, some cars have is broken, get second-hand car market will sell about one million, if sent to the dismantling company scrapped a few thousand dollars can also get subsidies, it inferior to the dismantling of the company, make their own peace of mind. "WANG Jian-yong said. 

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