<br>Zhejiang Xinhua Channel December 24 (Reporter Qiu Lihua) using a false proof of income, in just over a year's time, seven banks have to apply for 19 credit cards, malicious overdraft of more than RMB 27 million, this "overdraft madman "eventually got yourself reckless behavior" pay ", liable. December 22, Lucheng District of Wenzhou City, Zhejiang Province Procuratorate on suspicion of credit card fraud on prosecution. The case also exposed the bank issuing the above kinds of loopholes.<br> <br>A bank to apply for a maximum of nine cards<br> <br>44 years old Yongjia County of Zhejiang Province, was originally a township government Yongjia career staffing, in 2007 began a leave of absence.<br> <br>Between March 2007 to May 2008,http://www.menqiu.com/bbs/home.php?mod=spacecp&ac=blog&blogid=, Shao Daoming has to Industrial and Commercial Bank of China,http://hyougosoap.s102.xrea.com/cgi/j/j.cgi?mode=howto, Agricultural Bank of China,http://store.shopping.yahoo.co.jp/spark-inc/bulb-55w-hb4-1.html, Bank of Communications,http://hsbc-manual.com, Shenzhen Development Bank and other seven banks to apply for a 19 credit, of which five banks to handle the two or more credit cards, a bank and even to him all kinds of credit cards issued nine.<br> <br>Subsequently, Shao Daoming form of consumption, withdrawal,http://jsuva.com/cgi-bin/bbs/light.cgi, etc. overdraft, overdraft each card a few million to several thousand dollars, for a total of more than 27 million.<br> <br>During Shaomou has repeatedly changed contact address and phone number, but did not inform the bank. Bank repeatedly through the door,http://www.m-pep.org/spip.php?article4033, send a letter, phone, contact their families and to their original units, etc. collection, but never been able to get in touch with , has been no repayment, the bank made to the police. August 7 this year,tiffany italia, Shao Daoming arrest.<br> <br>Using a false proof of income and set aside real estate license apply for credit cards<br> <br>After the arrest, Shao Daoming account overdraft own money, working capital is mainly used to do business, but when the prosecutor asked him specifically what business when he hesitated, not tell what they were.<br> <br>Prosecutors also found upon examination, Shao Daoming credit card application with proof of income and property to prove there is a big problem, most credit card applications are Shao Daoming after his leave without pay, but it has provided to the bank issued the original units proof of income,tiffany bracciali, in addition to its real estate registered in the real estate license has been transferred to his ex-wife Xiemou in June 2007, that is Shao Daoming apply part of the credit card is obsolete housing ownership certificates to the bank a copy of the application.<br> <br>In this regard, Shao Daoming account, leave without pay after themselves into business,woolrich sito ufficiale, back several hundred thousand dollars in debt, in order to raise working capital, he thought of a credit card overdraft way, since he can not provide a valid proof of income, they think using the original working relationship, from the original unit issued a proof of income. The real estate license real estate on their own after a divorce with his wife Xiemou transferred to her name.<br> <br>It is understood that wife Xiemou is also several hundred thousand dollars because of a loan fails to repay the overdraft and credit problems, the bank filed a civil action.<br> <br>Bank credit to the credit card applicant scrutiny needs to be strengthened<br> <br> reckless behavior is certainly crazy, but in this case reflects the bank issuing the applicant when the weak credit scrutiny greater concern.<br> <br>Managers Prosecutor considers,scarpe hogan outlet, Shao Daoming was able to use a false proof of income and set aside repeatedly successful real estate license to apply for a credit card, that banks when credit card business, there is a credit card applicant credit lax review of documents provided by the applicant to prove that they can arbitrarily issuing not be verified, even in a year or so to the same applicant issued nine credit cards, not only caused loss to the issuing bank, but also affect the credit card market order, is not conducive to maintaining financial stability.<br> <br>To this end, Lucheng District Attorney's Procuratorate issued a proposal with the case related to some banks, requiring banks should be based on the relevant provisions of the credit card applicant creditworthiness and repayment ability to conduct due diligence, to strengthen the credit card applicant credit scrutiny,woolrich parka,http://www.postyourshavedpussy.com, specification credit card issuance and acceptance of behavior, and promote the healthy development of credit card business, to protect the safety of bank funds to maintain financial order and stability.<br> <br>Legal Link: December 15,http://www.la012.com/bbs/forum.php?mod=viewthread&tid=11393, 2009 morning, the Supreme People's Procuratorate jointly issued the "on the handling of criminal cases impairing credit card administration the specific application of a number of legal interpretation", and starting December 16 into effect. The new "interpretation" conditions on the credit card "malicious overdraft" constitute a crime were clearly defined. Under the new judicial interpretation of the provisions, if a malicious overdraft 10,000 yuan or more, after two issuing bank collection or more than three months without restitution, it may be held criminally responsible.<br><br>
DavidCadogan.ca Forums » DavidCadogan.ca
December 15
(1 post)-
Posted 10 years ago #
Reply
You must log in to post.