<br>The use of bank cards need to set a password to protect the security, this knowledge has been overthrown - one claiming to bank insiders on professional financial forum post broke the news, told credit card no password is actually safer. Reporters confirmation,http://www.wanzhanjianshe.com/news/html/?153075.html,louboutin femme, the local bank credit card center staff, have acquiesced in this view, and said that their credit card will not set a password.<br> <br>Called "kcat" friends in the post said the reason for the credit card with no password more secure because the credit card once stolen brush, password cardholders take full responsibility, did not set a password the bank may be responsible for compensation.<br> <br>The friends and even lists a number of cases of domestic support their point of view -<br> <br>Brush the card is lost due to theft, with a password consumer, the courts tend to sentence cardholders take full responsibility; with signature consumption, the court will not take good care of the cardholder by the card there is no fault, assume 10 percent judge the cardholder - 50% of the loss, and the remaining losses borne by businesses,http://droidhw.com/forum.php?mod=viewthread&tid=72984,moncler outlet italia, depending on the merchant fault content may be, for example,http://www.christophe-wallemme.com/web/spip.php?article73, does not match the signature card,scarpe hogan, the gender discrepancy, the less the more the fault of the cardholder businesses bear losses.<br> <br>Yinkelongka stolen brush holder, in the case with a password or with signature of the consumer and the consumer cardholder can not prove a cloned card, courts tend to sentence cardholders take full responsibility; with the signature energy consumption and the cardholder is proof Kelong Ka, for example, immediately went to the phone after receiving fraudulent messages cardholder supermarket and retain consumer consumption signing as evidence in court, because the fraudulent occurred in the field, and the cardholder physically impossible while the two far apart to consume,http://kehuelga.net/diario/spip.php?article3901, banks and therefore completely lost ground of defense, the more the court will sentence the Bank take full responsibility.<br> <br>Not only lost password user & nbsp;<br> <br>To protect credit card safety, most banks provide a lost card protection services. If the card is lost, the cardholder for the first time report the loss to the bank, the bank must report the loss to the cardholder before the internal time credit card was stolen and compensation for losses. Lost card protection currently offered by banks are mostly 48 hours, which means that the bank compensate the loss of the cardholder 48 hours before reporting the loss of internal fraudulent credit card was caused. However, China Merchants Bank credit card center to remind the lost card protection provided by banks, mostly for the transaction have not set a password, the customer signature alone credit card customer transactions.<br> <br>Local credit card center, told reporters that the central bank promulgated the "bank card management regulations" clearly requires acquiring businesses afford to check credit card signatures responsibility. "Consumption signature alone lost or stolen credit card,hogan outlet, easy to be brushed to take, but do not enter a password, so do not disclose the existence of the cryptography while because it is not my signature, in the accountability,http://www.thomassankara.net/spip.php?article1219, handwriting expert can easily distinguish the authenticity of a signature after confirmation not my responsibility is transferred to the credit card business body. businesses will take some losses, the individual is not required to take responsibility. And with a password transaction, which is deemed the cardholder Since the bank was unable to identify the credit card is stolen brush or moral hazard,http://store.shopping.yahoo.co.jp/ichibankanshop/mgsttr.html, and privacy level with a password consumer transactions was significantly much higher than mere signatures consumption. The latter transaction mode, since never used to enter a password, so there is no password leak Happening".<br> <br>Some netizens said, if a credit card had to seek a lawyer password opinions, the lawyer said, who does not have a password, as long as consumption vouchers help cardholders sign, and no major fault, the cardholder need not be entirely responsible for fraudulent. Banks want to set a password, because otherwise the risk can be borne by the bank onto the user.<br> <br>Multiple secure more secure<br> <br>Using a credit card, in the end should not set your password? Reporters random survey of cardholders in 15, the positive and negative views of each half. Part in the transaction, told reporters outside the cardholder, card take VISA and MASTER channel is not required lose a password, just by signature transactions. POS machines and some foreign place did not even lose the password. Some consumers endorse credit card password. Password and signature dual protection, use of course will be more secure. Stolen brush or small probability event, but also to the bank claims procedures cumbersome, why do not they protect the handy card security.<br> <br>Banking professionals advise, the current domestic credit card with the card environment is not very mature, with a password the cardholder transactions should pay attention to when using the card,louboutin femme,http://www.zhuzhou.com/home.php?mod=spacecp&ac=blog&blogid=, try to cover up the scrambler hand, prevent password leakage. The use of credit cards without passwords cardholders should also be multiple layers of protection, such as SMS alerts, transaction amount limits, etc.,http://marketing-nastasi.de, and choose something beneath the card protection and unusual transactions monitored banks. Get the new card, be sure to sign the back of the card on his name, and the best handwriting fonts have certain characteristics, others are not easy to imitate. This can effectively avoid risks.<br> <br>Reporter Cheng Sisi<br> <br> Share: welcome to comment I want to comment<br> Microblogging Recommended | today's hot microblogging (edit: SN056)<br>
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