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Xiao Song Wang Qi Gesanchawu to call

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Started 10 years ago by h0bS7ArS8s

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 Haggard "If you can not put more than 30 million to come back before the end of this year, I was not home for the holiday." December 4 in the morning, almost every day when people dun worry Qingdao Xiao Song, faced reporters for the look of . In December 2011, the go-between in the Xiao Song, private small business owners Wang Qi (a pseudonym) Song childhood friend borrowed 340,000 yuan. Yet one year later, Wang Qi several times for various reasons to delay repayment time, Xiao Song also persecuted repeatedly because of a friend's debt collection look for Wang Qi,scarpe hogan online, savor the most Dun encountered hardships. The year is approaching, Xiao Song Wang Qi from where success can go back to the borrower? A hot head, white collar back huge debts 340,000 This year 29-year-old Xiao Song, is a company Nam Hong Kong Road middle staff. Since 2008, Xiao Song in the company's work, now a monthly salary of five or six thousand, compared with the same period of graduates, wages said in the past. Beginning last year, Xiao Song began around borrow money,http://www.qqmhj.com/forum.php?mod=viewthread&tid=649714, want lobbied for the down payment to buy a house in Qingdao settle down. However, Xiao Song had a quiet life, from the beginning of December last year shifted. Xiao Song familiar with individual small business owners Wang Qi, Xiao Song found. "I told Wang Qi also met by chance in the work relationship, the feeling that he is a nice person." Xiao Song said Wang Qi is Jimo individual small business owners, under the name of a small company. In Xiao Song impression, Wang Qi has been a suit, driving a luxury car, usually shot also more generous, just like a posture of successful people. Last December, Wang Qi found Xiao Song said his temporary projects to invest funds Zhouzhuanbukai hope Xiao Song can help in the understanding of the circle of friends to raise it. "To tell the truth,doudoune moncler pas cher, when in fact,moncler Outlet, already a friend advised me that (Wang Qi) This man can not be trusted." Xiao Song said, but at that time the king Sarkozy vowed to take their business to do business guarantee,http://eye.catfood.jp/kousin5/apeboard_plus.cgi/, and promised to pay more than the current bank interest rates high interest rates, Wang Qi agreed to help their eye on. Shortly thereafter, Xiao Song found his countryman and friend Laosong. Laosong mainly engaged in passenger business, usually when sufficient funds on hand,louboutin soldes pas cher, and occasionally also involved in private lending to earn some interest. When informed that Wang Qi want borrowers but no collateral, Old Song immediately rejected. "Old Song only loaned, also advised me not to borrow." Xiao Song said Lao Song was on the judging,http://www.clarityenglish.com/englishonline/index.php?item/create_form/1, Wang Qi no repayment ability. The matter will be put aside for some time, shortly after Wang Qi Xiao Song for help again. "At the time that is a hot head, thinking man to the sense of justice, it is intended to help him." Xiao Song said, then he again Laosong help. The Old Song Xiao Song no longer refuse. However, since the letter but Wang Qi, Lao Song said he only lend money to Xiao Song, determined not with Wang Qi Fasheng debt relations, so it is difficult to discuss the future. "Old Song tantamount to lend money to me, I would to personally lend Wang Qi." Xiao Song recalls. On the day of the delivery of money, Wang Qi is pretty straightforward, issued a promissory note and promissory note agreement on a two-month loan period, and promised to pay higher interest rates than bank interest rates over the same period. December 4, Xiao Song to reporters saw this promissory note, shown above, it is the issue date of December 27, 2011. Debt maturity,http://www.postyourshavedpussy.com, the borrower dragged "On that day the money handed to him, he is naturally many thanks, said a lot of kind words." Xiao Song said Wang Qi has repeatedly said the same day, the money will be even less than two months in advance also, the will also thank Xiao Song et al. During the 2012 Spring Festival,http://www.zhuzhou.com/home.php?mod=spacecp&ac=blog&blogid=, Xiao Song said he spent in uneasy, and many feel remorse for the back of the debt, several times looking for Wang Qi to recover advance payments, but are due because of the face, plus yet the promise of repayment period, only a time to give up. "The thought of the money, I found myself pulling up fast enough, for fear of what the funnel." Xiao Song said, in order not to worry about his family, he has dared to say the matter with his family. Over the past two months quickly gone to February 2012. Seeing approaching the agreed repayment date, Xiao Song every day in the calculation of the time, looking forward to that time flies quickly, good to settle the debt as quickly as possible. However, Wang Qi there has not happened. "When expiring, I specifically a telephone call to the king of Qi, he mouthful ensure that no problem." Xiao Song said, but true to the repayment date, etc., let him worry about the result is still there, Wang Qi no repayment ability. "At that time he said that the people owed him money no time yet, and therefore want to delay a month, and are willing to pay the agreed penalty." Xiao Song, who recalls that he felt when the king of Qi, but still due to face no attack. Lao Song Wang Qi that do not repay on time later,http://www.ciscoclub.com.cn/home.php?mod=spacecp&ac=blog&blogid=, did not say anything, but fortunately was not anxious to use the money, look at the parts of fellow, nor difficult Xiao Song, just to remind Xiao Song Wang Qi stared. Time again over the past month, Wang Qi is still no repayment. "I was a little collapsed,http://www.yxgsm.com/bbs/forum.php?mod=viewthread&tid=67170, think of this money annoyed." Xiao Song said he did not know how to explain Laosong. Finally the courage with Lao Song said, there fell quite politely, that can let Wang Qi has a turnaround time, but stressed that would be a lot of points to calculate interest. After reassuring Old Song, Xiao Song Wang Qi Gesanchawu to call, asking them to think of ways to solve the debt as soon as possible. "Anyway, every time he said the good, said today that a sum of money in place soon, will soon return; tomorrow, said he is seeking a bank loan, will soon be approved down." During Xiao Song said he has found together face to face to discuss Wang, and Wang Qi is always a suit, drove luxury cars,http://khalid.eu/social/blogs/31699/1005804/chen-officer-himself-tried, lavish land greeting sent, "that posture as the debt to him is drizzle." Wang Qi Xiao Song several times to persuade a little restraint in terms of what money, so at least, early repayment, but every time Wang Qi nonchalant expression, and the date of repayment of the repeated backward delays. Face exposure, the person said the money also let him sue Xiao Song leaving a alarmed the news, Wang Qi who also back other debt. The largest sum of bank loans, amounted to 3 million yuan of the giant. "I was a heart on the cold, have the heart to want to die." Xiao Song said that if Wang Qi do not return the money, Laosong certainly a lot of points to him to ask, according to his salary , to repay the money would need at least four to five years. "During that time, I pray every day, Wang Qi do not crash, do not an accident that sort of thing." Xiao Song said that once the king of Qi out of the accident, he was on hand even with Wang Qi promissory note, it is difficult to widows and orphans ask for. The passage of time in one day, Wang Qi has no repayment, the confidence of the king of Qi Xiao Song is also disappearing. Period, despite experiencing many times to discuss face to face or telephone hound, but Wang Qi has yet to repay. "On the eve of this year's Mid-Autumn Festival, I again went to Wang Qi." Xiao Song said, but Wang Qi rogue "face" was exposed, insists he now has no money to repay, "debt dispute between we two, You can go to court to sue me. " Xiao Song recalls that listening to the words of Wang Qi, he felt filled with blood in upwelling,doudoune moncler soldes, wait for them to go on to make some aggressive behavior. While investors Laosong side, Xiao Song's situation has become increasingly difficult. Since initially did not support to lend money to Wang Qi, together with delays in being paid money to Xiao Song Old Song increasingly blunt. "Especially this year in August, on the business because of something Laosong urgent need of money, I shouted on the phone." Xiao Song said, because the debt he mentally under tremendous pressure not say, but also fear the day . Laosong urging him to repay, but also to men twice scratched Xiao Song's car. "Fortunately, we have not decorum, I had to pretend nothing had happened, and lose smiley face apology." Xiao Song said, but the family later learned this debt thing, angry, anxious, and again say things are going, small Song can only be smoothed over. Left, who borrow money to help pay off debts owe "The most difficult time, do a variety of plans, including the court, hire debt collection, even at the life Competing etc." Xiao Song said that during the suffering he endured almost nowhere to vent all day on tenterhooks. "But calm down and think, eventually need to solve the problem." Xiao Song said, after weighing, he felt that the current main problem is that no king can repay the money in hand together, he wants to discuss the debt, it is necessary Wang Qi to help find the money. "I do not know Wang Qi eventually pay back the money, but if you do not help him find the money, he can not afford to repay." Xiao Song said. Thus, Xiao Song from a creditor who became a debt financing helped people. "I almost launched all friends, helped to inquire about the bank's lending policy to see if there is this kind of loans in line with Wang Qi individual enterprises." Xiao Song said that although these loans have not been successful, but Wang Qi also fairly cooperation, which he saw hope. Since the king under par no collateral loans, but the name has a few acres workshops, Xiao Song and helped to find people who need the plant, hoping to sell the assets as quickly as possible Wang Qi. Even Wang Qiping normally open vehicles, Xiao Song have helped find buyers. "If we do not repay Wang Qi, only its name forcibly valuable things sold." Xiao Song said, the debt has exceeded the limits they can afford. December 4, Wang Qi Xiao Song heard there is a sum of money immediately place a call immediately to the king of Qi. Wang Qi or usual polite, but said the money no later than the middle of this month are to hand, to repay priority when Xiao Song. "I know recently a lot of people looking for his debt collection, but can not rely on this time of the repayment." Xiao Song told this reporter. Wang Qi hung up the phone with the Lao Song Xiao Song and quickly through the phone, informed of the latest developments in debt collection, telephone Laosong sound quite impatient, "I do not care how you ask him for money, in short this month We have to solve, do not solve your figure it out. " Fasten phone, Xiao Song wry smile, he told reporters that if the historical or else return the debt, Lao Song is no longer polite to him. As for Wang Qi in the end is not repayment, Xiao Song said he did not mind the bottom. link Collection agency charges 10% each It is small Song Jieshao, after order as soon as possible to go to the arrears, at a friend's recommendation, he had found a specialized debt collection company's phone number. After consultation, the person said to go to the debt can help Xiao Song, Xiao Song but to issue a power of attorney, and to pay 10% of the total recovered as arrears of commission. Xiao Song paragraph when asking to discuss each other's way, the person said there are a variety of means, including the midnight-to-door Dunning, tracking defaulters family, paint the door, banners and so on. "I worry that they resorted to illegal means, and it did not look for them to help." Xiao Song said. Xiao Song of the phone, the reporter on the 4th afternoon and telephone debt collection company's head made contact needed. The official claimed folks, northeast accent, told reporters the phone become quite alert, repeatedly questioning his phone to get from where. According to the Yang introduction, each end will be someone to find them helped Dunning debt. Clients are generally friends, and usually will first pay 35 thousand dollars of expenses to pay for gasoline, smoking, eating, and other expenses. Mainly by the door to intercept, entangled in debt, hit the "old Lai", even 24 hours a day at the gates locked. "But sometimes hit hard stubble, and the scene will be out of control." The Yang said that when a reporter asked the most out of control will be to what extent, the Yang said, "Think about the pictures." Finally, Yang obviously impatient and began to stall a reporter's question. However, according to the Yang introduction, the success rate of their discussion to the pricey, basically more or less able to get back part of the debt. Suggest Do not let more than six months overdue debt Castle, a small business accounting Ms. Lee introduced them due to the nature of the company's business is unique, often facing off every year on debt collection dilemma. Combined with experience, Ms. Lee advised the public to pay attention to certain debt collection techniques. First, you must choose the right debt collection time. Generally speaking, the end of the annual harvest inventory when the period of short-term debt is settled convention. Studies have shown that, within six months overdue accounts is the best time to accounts receivable. If the debt is drag one year success rate was 26.6%, more than two years if only 13.6% of the. In addition, they must learn to confidently bombarded with arrears. Many people worry that "debt collection" will hurt the human, embarrassed openings beg. More so more prone to disputes, and ultimately affect human relations. Lee believes that the best lender making inquiries debtor's income. If the other party at the moment is really no ability to repay, the other side might try to set a deadline, and let the other side gives practical repayment plan. "The debt collection techniques, saying that white gentleman not only villain." Ms. Lee said, the key is to borrow money to be cautious, it is best to let the other issue IOUs and agreed repayment time, once the debt disputes can protect their legitimate rights and interests . (Ma is the extension) Source: Dazhong 

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