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but the relevant department to manage

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Started 10 years ago by dsvkiIo6m

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dsvkiIo6m
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On the 17th, a staff member of China Life Insurance Company, the Industrial and Commercial Bank of China branch South peace "service" Peace Road branch of ICBC,http://www.ishigaki.fm, the bank placed several insurance companies financial products leaflets edition FIG probation by the Southern Metropolis Daily Reporter Wang Chang Photo & Nbsp; Southern Metropolis Daily on the 16th on the construction of seven-year-old man went to bank deposits,http://pugong.yanshiwangzhan.com/luntan/forum.php?mod=viewthread&tid=1409781&fromuid=450793, were "fake" after bank staff flicker, buy insurance for 20 years published reports, it has aroused widespread attention of readers. Many readers have been reflected in the bank in case of an incoming call "latent" insurance salesman. 17,http://subversion.jp, for this phenomenon, the Southern Metropolis Daily reporter on the ICBC, Bank of China, Bank of Communications, China Construction Bank outlets were visited investigation. □ Southern Metropolis Daily reporter trainee & nbsp; Wang Chang & nbsp; HE Li Fan A & nbsp; insured depositors who "service" & nbsp,http://palevo.com/gallery/displayimage.php?pid=104367/index.php; & nbsp; mingle with bankers Recently, many people said, some insurance companies to sell insurance salesman long-term stagnation in the bank, from the point of view is difficult to distinguish the identity of wearing. Reporters then conducted a survey visit. 17, in South peace ICBC outlets, one wearing a white shirt, black trousers man in front of the station Queue, have guests door asking customers to handle the business, to help line up to take a number and a guide. Consulting encountered financial products,http://itcimaging.com,doudoune moncler femme, he will introduce customers to the side of the product. He dressed and the bank employees are similar, but not wearing the chest work card, such as not pay attention to it is easy to think that the bank staff. The man surnamed Ye, China Life Insurance Company's account manager. He recommended to the reporter has a six-year period, "China Life Hongying Endowment Insurance (Participating)" products of 10-year and 15-year periods. Saying If you want to buy this product, you can apply directly at the bank counter. And pointing to a printed "Elite Collection Account" on the counter, the desk clerk said he would be more familiar. After that,doudoune moncler femme, the staff of the bank outlets also confirmed that the insurance company's financial products is their bank consignment may be handled at the counter. Bank of China branch in East Lake Front, when the reporter consulting financial products, a staff member will introduce reporters to the next. "These products are insurance company how it?" The reporter asked, the staff indicated that this identity, saying that the staff of insurance companies, the insurance products is their cooperation with the bank,http://chaos-file.jp/bbs2/bbs.cgi?room=48, the bank can only be purchased over the counter. & Nbsp; B by rate of return to attract customers & nbsp,http://www.postyourblack.com; bank staff to sell holdings "commission" Datong Branch of Bank of Communications, the reporter consulted when financial products, received the recommended security directly to reporters sitting next to the counter where the insured member Wu. Mr. Wu said he was Ping An Insurance Company of staff, in this bank stagnation. Their companies and banks, are promoting "Campbell basin Endowment Insurance (Participating)." Subsequently Bianxiang reporters recommend their products. Reporters learned that the insurance members mainly by yield insurance products to attract customers. Insurance Rapporteur Mr. Wu also said that if he does not consult directly to bank staff. Because of the sales of financial products related performance appraisal provisions, in addition to the insurance company for the sales staff of products, "commission", so bank staff are happy to recommend to clients. C & nbsp; bank account manager personally sell insurance & nbsp; CCB Nansha Road Branch, the reporter did not find staff in the marketing of insurance products. But when the reporter consulted long-term financial products, surnamed Fu account manager personally to reporters brought two insurance and financial products leaflets introduction. When a reporter asked whether the insured member bank branches, symbols manager, said before the insurance company will be sent to each resident, but the relevant department to manage, now largely gone. General insurance company that is accepting financial products are not familiar or not encountered business presentation when clear, they will contact the insurance company personnel over with. "Staff insurance company will bank specialized financial product training,moncler Outlet,http://www.segue-studio.com, so they have a better understanding of the product." In addition, the operator manager also revealed that in the assessment of their work on the sale of insurance and financial products, although there is no clear indicators,moncler Outlet, but There are requirements in performance-related projects. Consignment goods on the day the reporter visited the bank in addition to its own launch of each bank financial products, have to cooperate with the insurance company. D & nbsp; "bank staff to sell insurance commission paid by the insurance company." Reporters learned that the bank branches to sell insurance products, the Ampang property insurance company's best selling products. 17 afternoon, the Southern Metropolis Daily contact the Ampang property insurance company, the insurance company salesman to sell insurance in the bank to conduct verification. This to be confirmed by the relevant staff. "This is a collaboration between the insurance company and the bank, which is a sales channel." The staff said, the insurance company sales clerk in a bank is not uncommon, in addition to the sales clerk, most salespeople are banks staff. Reporters learned that, whenever the insurance company's main push of the product to be sold in the bank, will be the bank's staff and teller training, to understand the characteristics of the product. Reporters subsequently whether bank staff to sell insurance there commission to conduct inquiries, the staff member said, the bank staff to sell insurance commission is paid by the insurance company. "Specific commission related matters, is carried out by the insurance companies and banks coordinated." The staff member said. link China Banking Regulatory Commission had following Bancassurance sales ban stagnation In 2010, the China Banking Regulatory Commission has issued the "Notice on Further Strengthening the commercial bank insurance sales compliance and risk management," including stop insurance company personnel to enter the bank to sell insurance bank and insurance resident sales, each network can only Agent not more than three insurance companies and other business products specifications. This is the first time in the manner the CBRC expressly prohibited bancassurance sales stagnation. View Consumer awareness of the need to improve the investment & nbsp; Bancassurance still multiparty supervision Hainan University finance professor Wang Liya told reporters, the current investment awareness is not high for most consumers, "A lot of people would think that the money handed over to the bank deal is safe and reliable, but the bank insurance agency can consumers you must do the risk assessment of investment, not blindly believe the bank. "Li-Ya Wang said that the insurance value-added is not strong, can not be used as a profitable investment, if there is a claim that a bank staff insurance products returns higher than bank interest rates, consumers have to be more careful. Li-Ya Wang warned that "any investment risk, the greater the benefits of insurance products even in bank deposits, the greater the risk, consumers need rational decisions based on their own circumstances before buying." For regulatory bancassurance business, Wang Liya considers it necessary to work together in many ways. "First of all need to raise consumer awareness of investment, followed by commercial banks insurance agents need to focus on their own integrity,moncler Outlet, can not make money at the expense of social credibility, and finally the need to regulate the CBRC and the China Insurance Regulatory Commission and other relevant departments." Li-Ya Wang said. (Original title: Insurance Members "hidden" bank selling insurance) 

Posted 10 years ago #

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