<br>Zhang citizen two years ago because of arrears recorded inadvertently eating a "big loss stuffy"<br> <br>"It's a big loss, just two years ago, a credit card 1.5 yuan arrears record, but let me now apply for loans to pay more than 40,000 yuan of interest." Yesterday, the public Zhang told reporters reflect a rather depressing thing, because the use of credit cards to college during inadvertently cause a debt record, although that will have on the arrears, but this behavior so that two years later he suffered a "times" losses. "I recently decided to buy a house, to the bank for loans to be informed when there are bad credit records on a personal credit system, interest rates can not be in accordance with 30% discount only in accordance with 20% discount can not get the lowest discount rate,doudoune canada goose, I would therefore be more more than 40,000 yuan to pay the bank interest. "<br> <br>A day later appeared overdue repayment<br> <br>It is understood that two years ago, Zhang is a graduate student at a university in the Castle,http://store.shopping.yahoo.co.jp/waiwai/gd-100hc-1.html,scarpe hogan outlet, in school, he handled Zhang bank one credit card. As a student,http://www.mcyigong.com/home.php?mod=space&uid=262439, he usually consume much, once with card spending 30 yuan, because of negligence on the repayment date later he was still owed on the 30 yuan a day. But he did not know, a day late credit card accounts have been 1.5 yuan late fee. Things have passed more than five months, he received a late payment reminders sent by the issuing bank bill, he quickly handed fines owed to the bank and write off the credit card.<br> <br>Overpayment due to poor record 40,000 yuan<br> <br>After graduate school last year, Zhang went to Jinan to work. In preparation for the marriage,woolrich outlet online, he last week in the eastern city of Jinan optimistic about a new real estate, and would like to purchase a hand in deposit 86 square meters of housing. According to the agreement after the signing of the order, need to apply for the purchase contract within a week, signed a subscription agreement, he began to consult the banks mortgage issues. To discuss the specific results of his bank loans when the bank staff by querying the networked China People's Bank credit system found two years ago, he has a bad credit record,http://237.newfine.net/home.php?mod=spacecp&ac=blog&blogid=, then told him temporarily unable to handle their mortgage. If you want to apply for the mortgage, then, we need to get a non-malicious arrears Zhang prove the credit card issuer to provide detailed and full repayment record, even if there is evidence and details, will not enjoy the lowest discount Qizhe interest rate for loans,moncler outlet, % off interest rates can only be handled,http://www.yishui521.com/home.php?mod=spacecp&ac=blog&blogid=, before and after the preferential contrast, Zhang required to pay more than 40,000 yuan of interest.<br> <br>Bad record in the national network<br> <br>"At present, when banks make loans, personal credit record should view customers." Merchants Bank Qingdao Branch official told reporters that the current commercial banks can query through the network to the central bank credit system,http://store.shopping.yahoo.co.jp/ebest-dvd/0000001116195.html, credit status . It is reported that the central bank credit system include corporate credit information database and individual credit information database, in January 2006,roshe run pas cher, the personal credit information database officially running. The database includes natural persons totaled 600 million people, of which 100 million people have credit records.<br> <br>(Intern reporter Liu Yanqing Sun Qiaoyan)<br> <br>News extension<br> <br>Reporters learned through a number of commercial banks, now to the banks for loans, they will first check your credit report, if the customer's credit well, you might get the bank on preferential lending rates. Qingdao Central Branch of People's Bank of China official said, personal credit history is a commercial bank credit decision of reference,http://www.postyourshavedpussy.com, once the bad credit history, resulting in an adverse effect on personal credit, will again increase personal access to bank loans, credit cards or apply for credit business difficulty. You know, the personal credit information system the information collected, to save a long life,http://www.clarityenglish.com/englishonline/index.php?item/create_form/1, and can not be arbitrarily changed. So to remind the public to pay attention to adversely affect the personal credit behavior. Through a national network, leaving a bad record of dishonesty list,http://zjcg.zjpa.net/oblog/user1/slkdvoiz7z6/archives/2016/121585.html, not only occur within the province of the banking system, financial institutions will also share resources from other provinces.<br><br>
DavidCadogan.ca Forums » DavidCadogan.ca
now to the banks for loans
(1 post)-
Posted 10 years ago #
Reply
You must log in to post.