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Comics / Wang Yuntao May signed the loan contract in July also get money ■ Express reporter Luo rate Yesterday, a reader Ashington Express (a pseudonym) complained to the Express that he bought a second-hand housing, May has Banqi the procedures, while the construction of bank mortgage loans. But the banks told her that since the amount of tension, they can not apply for a mortgage loan, you need to line up,tiffany outlet, line up to when it can not answer. Since Ashington anxious to stay, stakeholders CCB regard to her advice: If you want to get housing loan early, you can have another one way is to choose to increase mortgage rates. "Banks who said that if I choose to benchmark interest rates go up 20 percent, then you can get the loan in two or three days." Ashington said. There are special "high credit line" Ashington on Express reporter said he was racking twists and turns later this year, located in Guangzhou City, Binjiang Road a second-hand housing mortgage paid in a way, the lending bank is designated Haizhu branch of China Construction Bank. Ashington and CCB May 5 had been signed with the loan book, various contracts and procedures also have to run, but the final link in bank lending is a problem. Ashington said, the bank said that the current quota is very tense, not loans, can only wait in line, but until when is not yet responded. However, the bank also said that there is a way: you can choose to pay high mortgage rates, so you can quickly lenders. Ashington current renters, want early end "tenant" life, his mother has come to Guangzhou to help the decoration, I did not realize the critical juncture banks can not lend, family members are very worried. In Ashington request, reporters came together, accompanied by its Newport Road Haizhu branch of CCB for consultation. In a personal account manager surnamed Song individual customer reception room on the second floor, the mortgage company and the bank's employee received Ashington. CCB Account Manager: "We are a limited scale, to the number of lines on how much to put in strict accordance with the order queue lending money a month ago, now qualified for duty, but we have not put a bid scale is interest rates, customers. and willing to accept it, it can relatively quickly "Ashington:." But for us normal households is not fair. " CCB Account Manager: "So we do not agree with you to do it would have to patiently wait slightly.." Ashington: "That to wait until when?" CCB Account Manager: "This is not my parent department, I now ask every day." Ashington: "Why did not I say I had known this, I must consider whether to buy a house down payment now we have to pay so much?.." CCB Account Manager: "Anyway, we are strictly in accordance with the scale of lending." Ashington: "It is the choice of many people bidding to raise interest rates and so many people still choose to do,?" CCB Account Manager: "It is like some people, after all, not as much economic capacity.." Ashington: "If interest rates go up 20 percent of select words can quickly approved down?" CCB Account Manager: "This should be done before but ask very quickly,innOMkcIRg, in line with the conditions approved, two or three days the lender.." Ashington: "Now people queuing up much?" CCB account manager:. "Ah, but like a lot of you are so anxious much, they can wait." Ashington: "That this has not yet bid scale lending to jump the queue in front of me have this lending has been to jump the queue, what time do I have to wait??" CCB Account Manager: "This is a different channel is bidding channel, one is the normal channel.." Ashington: "That's not all loan?" CCB Account Manager: "are loans,woolrich outlet,Hv2gS1bi1o, but the difference is the size of the size of a high interest rate, one is normal size.." Ashington: "That is such a high rate are specifically have a scale." CCB Account Manager: "For there is a special size of this scale is not me, is in the province line, a provincial bank specialized scale special approval, is to give these bids if you do not want to line up customers, then..." After floating interest rate to pay nearly 200,000 housing Ashington The total price of about 900,000 yuan, 500,000 yuan of total bank loans, repaid over 20 years,louboutin pas cher, more than 5,000 yuan monthly. If the benchmark interest rates go up 20 percent, she has to pay 600 yuan a month interest,MAPB05uEvR, doing a total of nearly 200,6b8YcLtWKT,000 yuan to pay interest. "This is for us the working class is not a small burden, I find it hard to accept." But if so wait, I do not know when they can get the loan. Ashington now renters, nearly 3,,000 yuan a month rent, which means that I do not know how long she wants to pay the rent. "When I buy a house or whether it is an intermediary bank neither mention the amount of tension put no money at all, now have to pay a four percent down payment, all kinds of mediation to settle the fees. So the total drag is not the answer, I really do not know how do." Higher responses CCB Guangdong Branch: Mortgage "anti-price" has long been banned Express yesterday on the matter to verify CCB Guangdong Branch, China Construction Bank a written reply:. "I have no such lines, as long as the customer signed a loan contract, the loan contract in strict accordance with the implementation of" Office official said, the mortgage " anti-price "behavior had earlier banned a few months ago, the above circumstances need to verify before making a reply. Last night, CCB again sent a written response to the newspaper, said, "After the signing of the loan contract with the customer, the Bank will be in strict accordance with the loan contract interest rate. But the tight credit scale, it is sometimes lending a long time, resulting in customer misunderstanding, now the customer has to explain. " Regulatory authorities Guangdong Banking Bureau: We will urge the banks to solve the problem Guangdong Banking Bureau official to the Express reporter said that such acts are banks and customers on contract performance issues of the dispute, it is a civil dispute, in the strict sense does not belong to the scope of financial regulation, and therefore no specialized financial regulatory regulations. But consumers can complain to the situation encountered Banking Bureau, the Banking Bureau will urge banks to solve the problem after verifying the situation as soon as possible. link Mortgage interest rates go up a bank unspoken rules? Another large state-owned banks loan department official told reporters that with the increasing amount of tightening, "mortgage credit" has become relatively scarce resource, so there follow the market, "gone." The source also revealed that the lines are very limited amount of the monthly mortgage,QINRDN7rRX, some state-owned big firms estimate each month is only one or two million, to the Branch even less. "There are some lines have stopped the mortgage payment." Guangzhou, a mortgage company said that this year is very common to wait in line loans,NE3RGb3v1o, with the loan after the book came out a few months have to wait in line. Want priority lending, some additional conditions will need. In addition to raising interest rates, but some need to pay an additional fee or purchase-related financial products. A joint-stock bank insiders also said that this year a limited line of credit,air max 90 pas cher, the bank will make efforts in improving the business income, in order to improve overall profitability. "The source also revealed that the bank pay more attention to improve the intermediate business income,hogan outlet sito ufficiale, the assessment of the mortgage business from before the" quantity assessment "to" quality assessment. " Welcome to comment I want to comment Microblogging Recommended | today's hot microblogging (edit: SN029) 

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