Depositor in the bank teller machines removed counterfeiting<br>Similar incidents have occurred, the bank said there was no evidence the claim can not be<br> <br>"Global People" magazine reporter Sun Harlech<br> <br>"Global People" magazine freelance reporter Bao Tong<br> <br>Counterfeit money is not a new thing. Many people have encountered counterfeit of experience in the transaction process, it has long been flattering. However, when the source of counterfeit money into the bank, so we can calm it?<br> <br>The same experience are numerous<br> <br>July 2011 26 evening 7:40 or so, Global People magazine staff Song Li (pseudonym) in the Haidian District, next to the Pacific Department Store Wukesong Bank ATM self-service outlets machine (automatic teller machine) in removing 5 100 yuan notes. Later, when in use, there are two hundred notes repeatedly been rejected. Song Li closer look, they discovered that two bills are identical numbers, are KJ32636847. After verification Detector, two are counterfeit.<br> <br>Hoping against hope, Song Li call the customer service phone 95559 Bank. After listening to customer service, the first said bank teller machines in the bill is the result of several rigorous inspection, there will be counterfeit. Then said, if the teller who got counterfeit money has not left a cash machine, you can find staff immediately transferred to surveillance video check, confirm whether the counterfeit currency from cash machines. But if you have to leave a cash machine, and it can not prove the source of counterfeit money. He also told Song Li,http://www.vsyule.com/forum.php?mod=viewthread&tid=4086209&extra=, if she went to the bank to take the counterfeit money advice, not only can not solve the problem, but will counterfeit bank confiscated. Song Li represents the time when they have to the police, the answers customer service is:. "You do not have evidence that counterfeiting was withdrawn from the bank" Subsequently, Song Li has consulted with other banks, and the answer is almost exactly the same, the banking system seems to have a unified answer to this general.<br> <br>July 29, Song Li will send their experiences to the micro-Bo, and with the photos. This micro-blog got a lot of attention, in one day's time to get more than 2,000 forwarding and more than 500 comments. Song Li read all the forwarding and commentary and do a statistical, surprised to find that, even with more than 200 users have expressed themselves or their colleagues, relatives and friends have had the same experiences, as well as a dozen or even removed from the bank counter to counterfeit. The banks involved include Bank of China, Industrial and Commercial Bank, Agricultural Bank of China Construction Bank four state-owned banks, and Bank of Communications, China Merchants Bank, Minsheng Bank, Shanghai Pudong Development Bank and a number of joint-stock commercial banks, as well as postal savings banks and rural credit cooperatives.<br> <br>In reply, Song Li found a with their "same boat" netizens. The network called "Custer" netizens recently taken in Chaoyang District, Beijing Kerry Centre, China Merchants Bank cash machine in 2000 yuan, of which as many as seven counterfeit same number, the number of KJ32636843.<br> <br>Netizen "leakage water heater", said: "grandfather next door to the postal savings to take their retirement pay, a total of more than 1,000 pieces, but ATMs in 10 actually remove counterfeit,mbt outlet,http://www.colepicasso.es/spip.php?article159, the bank refuses to acknowledge, let alone pay the damages That grandfather and his wife only source of life is that more than 1,000 pieces of retirement pay ...... "most" unfortunate "the friends" maverick Nan, "he had" full withdrawal is 3000 yuan counterfeit. "<br> <br>Some friends did not get to counterfeit, but equally depressing: "The day before yesterday my colleague at the Bank to take 5,000 yuan, there was no number, go back only to find that 4800 yuan"; "I Merchants Bank ATM machine to take over residue in notes, completely unusable ";" I am going to deposit machine in memory 10 have shown that I only keep a 9 "......<br> <br>The most heartbreaking is that all have the same experience users have said that because there was no evidence, they ultimately failed to solve the problem, only "bad luck." Which many people said angrily: "So many people encountered, indicating that this is not the case,scarpe mbt,http://www.hkshanhaishu.com/forum.php?mod=viewthread&tid=17170, nothing to do with luck teller machine in counterfeit money in the end is where he comes from ordinary people can come to you counterfeit money out of thin air.??"<br> <br>"The Ghost" tricks<br> <br>Counterfeit money in the end is how to enter the cash machine inside? Associate Professor of Criminal Science and Technology Department of the Chinese People's Public Security University, Ma Jigang long been engaged in anti-counterfeiting currency research, he told the Global People magazine reporter, fake money appeared ATM machines spit phenomenon, because the contact with ATM machines in "mischief" may be bank staff, it may be a user.<br> <br>Individual bank staff may be resumed when the money to the ATM machine, the fake money to change his body into the ATM machine, the "doing almost no cost, can be lucrative, they got another one is equivalent to 100 yuan, And who do not know, people are not restricted. But as far as I know from the inside, this is the staff's personal behavior has nothing to do with the bank, but rarely in real life. As people in the industry, I only heard once. appear this situation, banks are reluctant to confirm. "<br> <br>Reporters interviewed for a bank employee confirmed Professor Ma argument. He told reporters: "put the bill to a cash machine in a lot of people are hired from outside the bank at the time of release notes, although the provisions of the two groups of mutual supervision, but if the two reached a tacit understanding, it is possible to use counterfeit. exchange banknote while ATM out of money at the time, only the points of the function, while paper money function is weak. "<br> <br>A netizen who claimed to work in the bank's online message: bank employees are related to large amounts of cash to deal with every day, the counter accidentally received counterfeit money is very common, are generally required to pay about half of the employees themselves. Bank employees in order to reduce losses,http://www.hbjsjdq.com/home.php?mod=spacecp&ac=blog&blogid=, the counterfeit money into the cash machine, this is a very common thing in earlier years.<br> <br>ATM machines can not be trusted<br> <br>Reporters in an interview that, although Bank staff might play tricks, but more often, or someone with a memory function when the ATM machine on deposit, deposit into the counterfeit deliberately. Professor Ma Jigang said: "Many people believe that the bank ATM machines over the authenticity of the capability to identify the currency criminals, it does not want to muddle through difficult one counterfeit money sometimes do very 'clever'; Second, many ATM.. ability to identify counterfeit defective machine, but banks are reluctant to publicly admit it. "<br> <br>Netizens also told reporters to provide more details. It is said that there are users accessing one machine to counterfeit money saved to the machine, while others through this machine withdrawals, it will remove the counterfeit. Therefore, "we should try to avoid withdrawing money from the teller machine, ATM machines will not only be counterfeit." However,karen millen sale, Song Li clearly remember that he is the only withdrawal from one function to take money to the ATM machine.<br> <br>It was concluded that the criminals in the ATM machine can also complete the "counterfeit banknote becomes true," the trick, the trick is as follows: first normal withdrawals, the machine dispenser, quickly replaced with an equal number of counterfeit notes out of the mouth of the real one. Thus, after a period of time, the machine will take note and consider the user does not enable automatic recovery function, the counterfeit Tunhui, but also will not deduct the amount of the user card.<br> <br>ATM machine may be a problem on the part of more than that. While many banks have claimed, deposit withdrawals ATM machine is separate from that deposit money will not automatically go into withdrawals me, but to work under the supervision over staff, after careful inventory, then put withdrawals box . But is it really so? According to a senior manager of an ATM machine manufacturers introduced, ATM teller machine withdrawals whether the automatic cycle, can be set by the bank. Currently, there are many banks in order to save manpower, the ATM teller machine set to automatically cycle, namely deposit money automatically go into withdrawals box, after being taken away customers, they will enter the distribution channels. Once the machine's paper money module failure will lead to remove the counterfeit money from the ATM machine.<br> <br>Bank of negligence, users pay<br> <br>Take a counterfeit how to do? Netizens general feeling helpless.<br> <br>Although a lot of friends on the microblogging Weapon enthusiastic to Song Li, but most is not feasible. Some people think that in order to leave the bank in charge of the evidence so that the best approach is to use the camera on the ATM machine. "After taking a few notes on the local dispenser, identify problems take up the bill in front of the camera, allowing the camera to shoot down the bill of quantity and number, and then the alarm or find the bank, so have the evidence." But others said it was a "bad idea",http://www.kehuelga.org/spip.php?article3915, the bank self-service features original purpose is fast and convenient, "I took out the money normally would not look to take on the left, got the time in front of the camera to shoot a picture." Moreover, doing so "will be Masi people lined up behind bars."<br> <br>It was also suggested, "then deposit the counterfeit money does not have to go back." However, it was responded that he had tried so, the results will not work, "deposit machine does not recognize this money." Many users are very angry: "! Time deposits, money is slightly off corners, tear a hole on the deposit does not go in, be able to spit when withdrawals to counterfeit, it is not fair '," said the news, Cash machine broke down, it was more taken hundreds, banks take him to court. We take the counterfeit money, whom reasoning go? say the customer is God, how the bank can not find the feeling of God? "<br> <br>Beijing North Law Firm lawyer Pang told reporters that the people of Beijing, the first approach is that users are referred to the practice of legal support. "If we can identify counterfeit money from the bank is the fact that the bank needs from the legal responsible parties may hold counterfeit ATM machine in front of the camera, clearly record the coding and related security features on a counterfeit, Such disputes are relatively easy to solve, or if circumstances arise not admit to solve very difficult. "However, if the burden of proof can not be removed from the bank indeed counterfeit, then the existing law can not be solved, even in foreign countries as well.<br> <br>Professor Ma Jigang said: "Since the date of bank accounts of depositors in accordance with the provisions of national laws and policies, formed between the bank and the depositor is both financial service contracts and other civil subjects of civil law 'who advocates, who the burden of proof'. This means that, since depositors 'claims' from the bank to take to counterfeit,http://www.wifigx.com/forum.php?mod=spacecp&ac=blog&blogid=, it should be the burden of proof, while the banks through the "Banking Act" to ensure the authenticity of the money. This is to ensure that money on a real administrative Obligations "for individuals intend found counterfeit, and then back to the idea of money in the ATM machine, Professor Ma Jigang considered very undesirable:" This subjective intent, is illegal. "<br> <br>At least from the current situation it seems, face the loss of trust of ATM, the people in addition to the cash machine carefully verify the authenticity, no other way. Leave the ATM before removing the counterfeit money was found,babyliss curl pas cher, nothing with - the bank's fault, the user has to pay!<br> <br>Anti-counterfeit technology behind<br> <br>Counterfeit money has entered the bank's ATM machine, that in the case of counterfeit currency in circulation on our market and how it? Professor Ma Jigang revealed that in the fight against counterfeit Crime & Delinquency January 20 to November 20 launched a "09 Action", the national public security organs cracked counterfeit criminal cases since 3688, and seized fake 1.165 billion yuan, "although according to publicly reported, in 2010 the situation significantly improved anti-counterfeit currency,babyliss pro perfect curl, counterfeit crime incidence rate dropped significantly, in 2010 the national financial institutions seized from circulation of counterfeit RMB 4,309,000, a total of 338 million yuan denomination, has declined compared to 2009 , but the source has not been eradicated counterfeit crime,http://www.yz51.com/forum.php?mod=viewthread&tid=189511&fromuid=1703, combating counterfeit crime situation is still not very optimistic. "<br> <br>From an international point of view, the dangers of counterfeit States not recognized warning line. Central banks generally use PPM values (parts per million), that is the ratio of the number of financial institutions and the number of seizures of counterfeit currency in circulation Zhang Zhang, to measure the counterfeit currency in circulation accounted for the proportion of the national currency by counterfeiting measure infringement extent. This value is also known as "counterfeit concentration." In Western countries, this value is generally 1 or less, and our 2.5 or so.<br> <br>ATM machines spit it comes to how to cure counterfeit "vicious disease," Ma Jigang said:. "Before the incident, anti-counterfeiting technology research, to prevent the proliferation of counterfeit currency, more important than afterwards to solve the problem before the incident, however, the work we do was not enough. "now in wide circulation in the market is the fifth set of RMB issued in 1999. The central bank issued the first edition in 1999, after 2005, little improvement in the security, issued a second edition. But even the second edition, anti-counterfeiting technology is still at the level of the last century.<br> <br>In many countries, in order to deal with the application of new anti-counterfeiting technology counterfeit banknote is generally 6-8 years set to be replaced, and our set has been used for 12 years - has been known to fast, "China speed", in This aspect seems a lot slower. "It also made counterfeit criminals to leave the opportunity, ATM machines to combat the new counterfeit money has become increasingly difficult." Ma Jigang lamented.<br> <br>As of 2009, the State Council has held four joint meetings, and several anti-counterfeiting liaison meeting, Ma Jigang participated in one of the many meetings gave him the impression that "our new anti-counterfeiting technology research can not say, But the study was not enough, I work at the joint meeting of the anti-counterfeit banknotes and the company's engineers have also talked to some of the new things they feel accepted more slowly. Now the international anti-counterfeiting technology updates very quickly,http://recit.cadre.qc.ca/~cmi/spip.php?article23, such as Denmark has recently developed a new banknote, ultra-high anti-counterfeiting technology, that we can learn. If we do not study new technology, then the anti-counterfeiting technology will be far behind those making counterfeit money. National authorities have the responsibility protect the financial security of the people, including as much as possible to avoid the inflow of counterfeit money in the hands of the people. "<br> <br>Former Deputy Governor of People's Bank of China, now China Exim Bank Chairman and President and Party Secretary Li Ruogu pointed out: "the proliferation of counterfeit money in the market once, will seriously affect the credibility of the yuan, the destruction of the people of the country and the national currency The trust, seriously disrupting financial order, financial institutions seized a considerable number of counterfeit RMB per year from the counter, these counterfeit RMB turnover several times and some have been in circulation, virtually equal to the national multi-currency issuance, increased financial operation The risk of losses caused by counterfeit ultimately be borne by the state, business or people. "<br> <br>For banks, the credibility of which is its life. Counterfeit bank is not out of its basic responsibility, the bank should bear rather than shirk this responsibility, in every aspect of the good relations, reduce property loss of business and people. Each ATM machines spit out a counterfeit, are the equivalent of one pair of the bank's vote of no confidence. Once people lose basic trust banks, the impact is to evaluate the integrity of the whole society and confidence.<br> <br>Welcome to comment I want to comment<br> Microblogging Recommended | today's hot microblogging<br>
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