<br>March 2014, Liaocheng Zhang Lei (a pseudonym) was hijacked robbers, the robbers pressed the bank card password Zhang Lei after their killing, then take the card to the bank now is swallow card, the robbers with their own ID card from the bank remove the inside and remove the card million in cash to splurge. Zhang Lei's parents repeatedly find banks theory were unsuccessful, the bank to court. Liaocheng Dongchangfu Court that the bank should bear the fault liability verdict after Tunka banks to take losses of 80% to Zhang Lei's parents.<br> <br>Newspaper reporter correspondent Wang Xiyu Pan Xiao Meng Hui Qu Ping The Testing<br> <br>Case playback<br> <br> <br> <br>Woman was abducted and killed the robbers inside the bank card was taken away one hundred thousand<br> <br>March 2014, Zhang Lei in the commute was abducted and killed the robbers. In the course of the hijacking, the robbers pressed the bank card password Zhang Lei. Ten million deposit bank card robbers seized Zhang Lei held.<br> <br>Zhang Lei robbers in obtaining bank card password to the bank ATM cash withdrawal, after removing one-time $ 10,http://www.dataondemand.co.jp/documents/data_integrator814/connectors/SQL_Literal_Property.html,000 robbers operate again, the bank card was swallowed by the ATM machine. Robbers phoned the bank staff,http://store.shopping.yahoo.co.jp/ebest-dvd/0000001181111.html, and registered his name.<br> <br>The next day, the robbers took his identity card to the bank to pick up the Tunka card, bank staff looked after robbers identity cards, bank cards will be handed over to robbers. Subsequently, the robbers held bank card Zhang Lei,doudoune parajumpers pas cher, the balance of 90,000 yuan in multiple remove the card and splurge.<br> <br>After the incident, the robbers were brought to justice public security organs,http://popy.ocnk.net, after judicial proceedings, was sentenced.<br> <br>Victims have been rejected repeatedly discussing the parents sued the bank<br> <br>After the robbers was sentenced, Zhang Lei parents mood gradually restore calm. In the memories of details of a case that after his daughter was Tunka bank card bank ATM machine,http://store.shopping.yahoo.co.jp/gion/dh-hd14eu30bk.html, the bank staff fails to deal with the relevant procedure, leading to the robbers will receive the card,http://fashion-news.doorblog.jp, the internal daughter card deposit cash to splurge. Bank there is no fault, should bear their losses. Subsequently, Zhang Lei many parents claim the rights to the bank,piumini moncler, the bank was rejected, desperation, Zhang Lei parent bank to court.<br> <br>The trial, the parents said Zhang Lei, the bank robbers receive the card, did not examine the robbers is not the owner of the bank card, in violation of the rules and safeguards obligations. The bank side is that under the current rules and principles of confidentiality depositors, banks can only review the identity of the cardholder, the cardholder is not open card, banks have no right to review. Bank card bank robbers returned to whether the conduct of compliance, the focus of disputes between parties.<br> <br>Hearing, the parties submitted their accounting provisions of Shandong Province practices support their claims. The provisions of Article XIII, "swallowed the card processing, self-service equipment administrator removed engulfed card shall timely registration" card swallowed register "for safekeeping. Self cardholder operational errors or equipment failure and other reasons when Tunka caused cardholder should be valid identity documents and other card holders can prove to be a material support to the self-service equipment to your business card lead agencies for procedures,veste canada goose, commissioned on behalf of the collar, the collar should be presented on behalf of identity certificate and power of attorney, upon review, the Tunka day can apply to receive procedures. Tunka unclaimed within four days, by the self-service equipment in their operational branches Notching void progressively turned over regularly. "<br> <br>Judges say<br> <br> <br> <br>Objectively "Help" bank robbers bear responsibility for compensation 72,http://store.shopping.yahoo.co.jp/topism/n-tops-53-topism.html,000 yuan<br> <br>Dongchangfu court after the hearing that: bank card withdrawal as the moment it convenient tool, convenience, security is its notable features. Bank ATM machine installation settings, allowing cardholders to withdraw money, indicating that banks have joined UnionPay and UnionPay comply with the Constitution of the depositor withdrawals obligations established withdrawal contractual legal relationship between the bank and the cardholder .<br> <br>"People's Republic of China Commercial Bank Law" Article VI, "Commercial banks should protect the legitimate rights and interests of depositors from any unit or individual violations." Since there are dispensing legal relationship between the bank and the depositor, the bank that is safeguards obligations withdrawal human capital security. In this case,tiffany milano,http://store.shopping.yahoo.co.jp/topism/s-tops-17.html, a direct violation of the rights of parents, Zhang Lei property criminals, because the offender failed to full compensation for parents Zhang Lei, Zhang Lei parents can choose to prosecute offenders tort law relationship, you can choose savings contract legal relationship claim the rights to the bank.<br> <br>"ATM bank card (ATM) terminal specification" provides the cardholder is "legitimate holder of the card, that card with the corresponding bank account linked to the customer." "Bank card business management approach", "bank cards and accounts by the issuing bank only approved cardholder,scrape hogan, not rent and lend." Accordingly can be identified, bank card holders is a specific concept, refers to the issuing bank approved by the issuer according to their identity card holders, credit card holders not refer to any person and knows the password.<br> <br>The bank argued that the trial, when the cardholder withdrawals, as a teller line can not know the identity of the cardholder's basic information, this is due to the principle of bank depositors confidential decision. In this case, the robbers hijacked bank card holders, in the normal ATM machine withdrawals, the bank does not know the robbers party is not a legitimate cardholder. However, when there are special circumstances engulfed bank card ATM machine later, when the robbers receive the card, the bank should review the robbers is not a legitimate cardholder bank card can be ordered by phone or provide cardholders robbers identity information, or to provide proof of the opening line of cards issued by the cardholder's identity.<br> <br>Accounting Standard Bank to provide their own, when handling engulfed card also clearly states: "Tunka cardholder operating errors or self-service equipment failure and other causes, the cardholder should hold valid identity documents and the other can be proved material card holders, self-service equipment to handle the relevant business organizations receive the card procedures. "in this case, the robbers only based on" cardholder "literal interpretation, the robbers did not allow banks to submit their party as" card holders "materials, so that the robbers only hold their own ID card to receive the card was swallowed, the objective for the robbers provides further violations Zhang Lei property convenience. Losses caused to the cardholder, the bank has some fault in the accompanying security obligations withdrawal contract. Combined with the actual case, banks should bear the fault liability, the Court discretion to cause banks to take eighty percent Zhang Lei Tunka parents after the loss, the bank compensation judgment Zhang Lei parents 72,http://store.shopping.yahoo.co.jp/topism/n-tops-35-topism.html,000 yuan.<br> <br>(Original title: The robbers held bank card withdrawals victims of thousands)<br><br>
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